There is a card-reading method places like clubs are using now for things like facility-use fees, which uses an electronic reader and virtual keys.. (The latter requiring you use either a suitable stylus or you having fingers of Barbie-doll proportions).

Not infallible though as I found this morning. It declined my card twice. So I need traipse into town to pay by Bank Transfer. At least our town is lucky in having some bank branches still open!

Fortunately the car itself still works, as I found shortly after when I ordered a cafe lunch. I had enough cash but the shop was out of change!

All this electronickery is all well and good if and when it works. If it doesn't, as its enthusiasts fail to realise can happen, it is an embarrasing, inconvenient waste of space and electricity.

Either debit card or cash, depending on place and amount.

The shops are charged by the banks for doing their work for them, so for small amounts in independent shops I prefer to use cash.

Habitual credit card use puts you in long-term debt. I use that only for occasional, larger fees like car repairs or one-off expensive items.

Besides, I don't want a cash-less society for various social reasons.

I see lot here pay using debit. I always use CC (pay off balance in full) for two reasons

One, you can collect rewards/points on CC
Two, if your debit card details are stolen then you’ll never see that money again. With CC you can dispute the charges

Generally card. Cash is dirty.
I also hardly cab get to a cash point since they're closing so many banks. Some machines charge others don't. You gotta know which ones to use .

I use my debit card for everything local, but seldom need to shop locally anymore. I buy everything online, and my favorite websites have my card information.

Only where I get cashback on CC. Other places, either I digitally transfer or Cash on Delivery.

Cash for everything and money orders for payments that must be mailed.

I don't even have bank loans or credit card payments

Usually a credit card, and am careful to pay off the entire amount every month, so that no interest is charged, and small cash-back rewards are given.

Depends on what I am buying.

Either cash or a debit card for a secondary account for shopping .

Cash

I really only use cash if it's all they accept. I use card (Apple Pay) by default.

both

Bitcoin

I credit card almost everything.....

But I always pay off the balances when the bill comes. I detest paying interest..!

Cash or debit card only. I recently got a credit card for "emergencies", used it once, paid it off and put it away. Not getting into that hole again.

Both

Both

Debit. I have a credit card for emergencies but haven't used a credit card in years. They are worse than loan sharks

Bitcoin

usually my card

Both

@SW-Questions i am old fashioned have no cards alway pay with hard cash

I use debit card.

I use my card for everything I never have cash

American Express with bill paid in full every month. Cash for smaller purchases under about $20.

Strictly card

I use my sw coins

Usual card

Card is king for me don't use cash unless it's a cab- or a Turkish barbers 🤭

Credit cards on my Google wallet.

Card, which I pay off each month

Debit card

Card most the time

depends on whether it is a large or small purchase ... for a small purchase, cash is better than having another line item on a statement, but otherwise a credit card that gives cash back is used for bigger purchases, like over 10 USD, and is paid off monthly

Debit

Debit card via my phone

Credit card, paid off in full every month

Debit cards
I have almost forgotten to count the cents and all

Credit card on large majority

Debit card, almost exclusively.

Some of both .. generally cash if <$15-$20 range

Cash and only cash.

Cash to Mom-and-Pops,
Card to the big boxes.

Debit card. Cash is one of the filthiest things people touch on a regular basis. Credit cards, however, are bad news.

Both, however I use debit more

Yes

50%/50%

Yes

EBT