Do you use cash or credit card as payment method for your shopping?

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MrGrumpy · M

I see lot here pay using debit. I always use CC (pay off balance in full) for two reasons

One, you can collect rewards/points on CC
Two, if your debit card details are stolen then you’ll never see that money again. With CC you can dispute the charges

nobodyishome · 31-35, F

@MrGrumpy oh ya, I have debit card

saragoodtimes · F

@MrGrumpy use my Amex often

MrGrumpy · M

@nobodyishome I only use it when the local shop doesn’t take credit and I’m out of cash. It’s my absolute last resort

MrGrumpy · M

@saragoodtimes Membership rewards are pretty good. I love early access to events. Unfortunately not all merchants accept AmEx in Canada. I’d use it everywhere if I could and collect those points. I’ll take all the freebies 😀

saragoodtimes · F

@MrGrumpy not all accept it here either. usually avoid those places

MrGrumpy · M

@saragoodtimes Yeah apparently they charge higher fee to the merchant

Moneyonmymind · 31-35, M

@MrGrumpy not true. I’ve had my debit card hacked or whatever and I got my money back..

MrGrumpy · M

@Moneyonmymind Good to know. And be careful with your cards

Moneyonmymind · 31-35, M

@MrGrumpy I’m much more careful now