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Is 31 years too old an age to get one's life together?

As I mentioned in a previous post I am in the process of trying to move out of NYC. I have about $6,000 saved up and abut $1,000 in my checking account. Also have some small debt to pay off. I know at 31 (will be 32 in 2 months) that is not a lot. I started working at 26, I know it is very very late, wish I started working earlier. Have been helping parents with rent and been a bit reckless with my money. Something I am working on.

I have 2 older siblings, whom I thought would be more helpful with assisting my parents but they have not. They both make almost twice as much as I do, but they also have been reckless with money lol. Guess it runs in the family. The difference with me is I have spent between $400-$500 a month for the past 3-4 years with helping my parents with rent. That is money I could have saved. Can't say the same with my siblings, I mean they help out once in a while.

My Mom fell twice and hurt her back and is unable to work. My Dad and Brother work but due to covid they are collecting unemployment checks. I am lucky enough to work from home, and my Sister is in the medical field.

As I am trying to get my life in tact my sister who is about 6 years older than me has been asking me for money occasionally. Mind you she makes about $90,000 a year. I make around $45,000. I know I have been reckless with money, but if I made that much, I would have so much saved up. The issue with her and my older brother who is about 9 years older is they spend so much money on things they don't need. My sister has like a 10x25 storage space filled with things she's ordered online and is still ordering things. My Brother buys very expensive things and barely uses them.

I have friends who I see traveling, buying cars, getting apartments etc... I wish I could do that. I know social media can be deceiving, and some are probably in a similar situation. I accept responsibility for screwing up my life. And I am trying to get it back together.
JupiterDreams · 31-35
It's never too late. Life is about the journey... We all lead our lives differently.
skip2mylou · 31-35, M
@JupiterDreams Thank you, I appreciate it.
Sounds like you have a good head on your shoulders. Stay focused and determined on your future and don't be afraid to say no to people at times.
skip2mylou · 31-35, M
@PrincessVelvet Thank you, I think that has been my biggest issue. I have always lived for other people that I forgot about myself.
SnailTeeth · 36-40
Don't worry about money or living up to someone else's idea of having your shit together, you can't take material with you. Also, don't worry about having kids, the world doesn't need more people, and you probably don't need more work.
Also, $45,000 isn't a lot, but it's a lot more than a lot of other people make. There's a huge number of people who work 2 jobs just to make that amount. Personally, I can live on a quarter of that in a pinch.
Don't let your biological clock push you around (usually this kind of anxiety is the start of a mid-life crisis, which is usually prompted by the body's instinct to procreate), and don't stress yourself out. Most people don't amount to anything. Even when families used to have 20 kids, their kids usually didn't end up being anything special.
Travelling around the world to look at things seems like a waste of precious fuel, and consumerism doesn't yield happiness. Both pursuits are fucking up the planet, and hopefully you can be better than that.
skip2mylou · 31-35, M
@SnailTeeth Thank you for the feedback and advice, I am planning to move out of NYC in 2 months or less. $45,000 a year would be really good in a place like Ohio where the standard of living is not so high. I have friends that moved there, and they have been begging me to move there. I also have family there who use to live in NYC. They said their life is a lot better living there.
CrazyMusicLover · 31-35
Of course not. What else do you want to do if not getting your life together?
Lots of people start working around 25-26 because that's when they finished their school. Many only then realize they want to do something else than they studied and have to start over. The most important thing is to know what you want to do and work hard towards that goal.
skip2mylou · 31-35, M
@CrazyMusicLover Thank you, really appreciate it. Will keep pushing forward.
KuroNeko · 41-45, F
I certainly hope not lol
skip2mylou · 31-35, M
@KuroNeko lol same here, thank you very much.
SW-User
It's never too late
skip2mylou · 31-35, M
@SW-User Thank you, I appreciate it.
skip2mylou · 31-35, M
@TheOneyouwerewarnedabout I hope not, wish you the very best mate.
DoubleRings · 51-55, F
one of my “litter mates” is almost 50. still doesn’t have it together right now.
skip2mylou · 31-35, M
@DoubleRings Has he taking steps to try and get things together?
DoubleRings · 51-55, F
@skip2mylou He has no choice. My parents died and no one else is left to sponge off of.

Other than that, I am not even sure how well he’s doing cause I basically haven’t spoken to him for over a year. I heard he has a temporary job and he lives in a house he shares with 5 other people.
skip2mylou · 31-35, M
@DoubleRings Sorry to hear about your parents, I wish him the best, hope he keeps pushing forward
fun4us2b · M
Watching others will make you crazy - facts are facts, dollars are dollars, many people overspend using credit which is a huge problem...sounds like you have a good head on your shoulders. You're helping your family which is very noble - keep helping and have boundaries - there's a difference between helping and enabling. Keep spending less then you make and planning for a better future...I wish you luck.
skip2mylou · 31-35, M
@fun4us2b Thank you for the advice. Helps a lot and is greatly appreciated. I most definitely have to set boundaries for myself.
fun4us2b · M
@skip2mylou YW - you know, it won't ever be perfect - you can do what you can do as you go along and make things generally better and over time you should see a difference.
skip2mylou · 31-35, M
@fun4us2b I appreciate the advice, I just need to make the move and keep pushing forward.
SageWanderer · 70-79, M
After a divorce I started over again at age 34. It’s never too late.
skip2mylou · 31-35, M
@SageWanderer Sorry to hear about your divorce, hope you are doing well. Thank you, I will keep pushing forward.
You're only a third of the way through.
skip2mylou · 31-35, M
@SevenTierCrazyCake Thank you, appreciate it.
Gusman · 61-69, M
So much time ahead of you to save.
Be diligent, save at least 25% of your income, stop giving your sister money, explain your reason nicely.
No need to buy stuff you do not need.
Just say no to your urges to spend
skip2mylou · 31-35, M
@Gusman thank you, will do. I feel me moving from NYC will help me out a lot. This city is very toxic and brings out the worst in people. I am planning to move to Connecticut, Ohio or Minnesota. I feel the change of cities will help me progress a lot.
eMortal · M
Moving out NY is good idea. And keep up the good work. It's hard to say no to family members but if your sister makes twice your income, not helping her is actually doing her a favor. Helping her is just enabling.
skip2mylou · 31-35, M
@eMortal Thank you, I 100% agree. If I had the same opportunities as her I would be in a much better place. I reject her whenever she reaches out to me. I am working on myself and can't carry her burdens on top of my parents.
maturedragon · 26-30, M
I'm probably going to be starting work around that time as well lol
skip2mylou · 31-35, M
@maturedragon lol, I wish you the very best.
maturedragon · 26-30, M
@skip2mylou thanks!
skip2mylou · 31-35, M
@maturedragon You're welcome
JoeyFoxx · 56-60, M
Is 52 too late to get into the best shape of my life?
skip2mylou · 31-35, M
@JoeyFoxx 52 is not too late, I play football (soccer) with a guy who is 57 and he's in better shape than most guys I play with who are half is age.
JoeyFoxx · 56-60, M
@skip2mylou the general rule is if you can figure things out before you die, then you’re good.
skip2mylou · 31-35, M
@JoeyFoxx Thank you, I am starting to figure things out.
shoot I hope not, I am 50 and still getting parts of mine togeter!!
skip2mylou · 31-35, M
@SHREKPage I wish you the very best
DCarey · 46-50, M
No, I'm way older than that and I'm still trying to right the ship.
skip2mylou · 31-35, M
@DCarey I wish you the very best, hoping for the best for us both.
I think you are doing good. You are on a good path
skip2mylou · 31-35, M
@questionWeaver Thank you, appreciate it.
SW-User
skip2mylou · 31-35, M
@SW-User Thank you, I appreciate it.
SkeetSkeet · 100+, F
Its never too late
skip2mylou · 31-35, M
@SkeetSkeet Thank you, I appreciate it.
uncalled4 · 56-60, M
I'd say no. Go for it.
skip2mylou · 31-35, M
@uncalled4 Will do, thank you very much.
31 ? No, that’s not too old at all. People have reinvented themselves a lot later in life than that. It sounds like you have a lot of good common sense and are responsible, so you should do well.

 
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