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Is 31 years too old an age to get one's life together?

As I mentioned in a previous post I am in the process of trying to move out of NYC. I have about $6,000 saved up and abut $1,000 in my checking account. Also have some small debt to pay off. I know at 31 (will be 32 in 2 months) that is not a lot. I started working at 26, I know it is very very late, wish I started working earlier. Have been helping parents with rent and been a bit reckless with my money. Something I am working on.

I have 2 older siblings, whom I thought would be more helpful with assisting my parents but they have not. They both make almost twice as much as I do, but they also have been reckless with money lol. Guess it runs in the family. The difference with me is I have spent between $400-$500 a month for the past 3-4 years with helping my parents with rent. That is money I could have saved. Can't say the same with my siblings, I mean they help out once in a while.

My Mom fell twice and hurt her back and is unable to work. My Dad and Brother work but due to covid they are collecting unemployment checks. I am lucky enough to work from home, and my Sister is in the medical field.

As I am trying to get my life in tact my sister who is about 6 years older than me has been asking me for money occasionally. Mind you she makes about $90,000 a year. I make around $45,000. I know I have been reckless with money, but if I made that much, I would have so much saved up. The issue with her and my older brother who is about 9 years older is they spend so much money on things they don't need. My sister has like a 10x25 storage space filled with things she's ordered online and is still ordering things. My Brother buys very expensive things and barely uses them.

I have friends who I see traveling, buying cars, getting apartments etc... I wish I could do that. I know social media can be deceiving, and some are probably in a similar situation. I accept responsibility for screwing up my life. And I am trying to get it back together.
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eMortal · M
Moving out NY is good idea. And keep up the good work. It's hard to say no to family members but if your sister makes twice your income, not helping her is actually doing her a favor. Helping her is just enabling.
skip2mylou · 31-35, M
@eMortal Thank you, I 100% agree. If I had the same opportunities as her I would be in a much better place. I reject her whenever she reaches out to me. I am working on myself and can't carry her burdens on top of my parents.