I don't do credit.. i save my money and wait to buy stuff on sale.. i dislike the idea of spending money that's not there and then paying for it 7x over in interest 😏
@SStarfish Having a good credit score is a way to save money even if paying cash. For example buying a car you can get better prices for having a good credit score etc. I use credit but never spend more than I have and always pay it off in full right away. Also, cash back on credit cards is awesome. But at least you're not falling into debt like so many others
I charge most everything I purchase and pay it all off when the statement arrives. I don't pay interest on anything..
For those that get too strung out in their financial matters and can only make partial monthly payments you should cut your cards immediately. The interest you pay is exorbitant.
It actually costs you money to use your cash in lieu of credit because there are perks involved with usually every charge card. I can't remember the last time I paid for a flight on Southwest because of all the air miles I've accumulated.
@CrazyMusicLover All I know is that if the Italian system has anything like that in place, I'm f*cked just for the memes I made/shared over the years..
@MarineBob the whole system is rigged but since it is a system that we have to use I definitely think that all lenders should be aware of how much money you owe even if it is a federally backed student loan
