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YoMomma · 41-45
I don't do credit.. i save my money and wait to buy stuff on sale.. i dislike the idea of spending money that's not there and then paying for it 7x over in interest 😏
Moneyonmymind · 31-35, M
@YoMomma if only more ppl thought this way!
YoMomma · 41-45
@Moneyonmymind that's how my dad raised me.. 😊
Ferric67 · M
@YoMomma exactly how I feel
I've done a decent job being off grid for some years now
Turtlepower · 36-40, M
@YoMomma Having a good credit score is a way to save money even if paying cash. For example buying a car you can get better prices for having a good credit score etc. I use credit but never spend more than I have and always pay it off in full right away. Also, cash back on credit cards is awesome. But at least you're not falling into debt like so many others