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Do you wish you were rich?

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calicuz · 56-60, M

Yes, but to a degree. I just need enough for my family and I to live comfortable lives, and enough to get my son off to a good start, when he goes, to and finishes collage. Anything beyond that I wish to have enough to solve at least one problem in my community, like build a couple of shelters with hot showers, for our homeless, but also make it a place they can use as an address for job applications.

BlueVeins · 22-25

I'm grateful that I wasn't born rich. I'd like to be moderately wealthy today, so I would not have to worry about my whole life crashing down if I lose my job and can't find another one. I think I would like three million dollars at most, at least for my own benefit, so that I would never really feel any pressure to work again. I don't want a fancy car or house or anything like that.

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Heartlander · 80-89, M

@BlueVeins I’m still seeing ads for 5%+ on CD type savings, but even 3% and 90K would work for me.

BlueVeins · 22-25

@Heartlander Couple things --

CD saving rates change wildly over time. Rates are high right now, but they'll go down as the Fed cuts the Prime Interest Rate.

If you use up all the interest from your savings account, the actual value of your account will decline due to inflation.

If you actually wanted to use a CD account with 5% interest, you could only safely withdraw around 2% without causing problems for the time being. But obviously, that's painfully low, so most people invest in higher return assets like stocks. Stocks return ~10% a year. Reserve 3% for interest, 3% for volatility, and 1% for dollar cost averaging, and you've got 3% left.

Heartlander · 80-89, M

@BlueVeins

Yes. Also paying down or paying off a house mortgage is the equivalent of a high interest CD, and at least for now, appreciating home values will overwhelm whatever the inflation rate. Car mortgages also, but be careful of early payoff penalties that go along with many car loans. That inflation is probably what keeps us old people holding on to our no mortgage homes. We are on the benefit side of that inflation rather than the bad side. And with no mortgage payment social security alone is enough to live very comfortably, and the IRAs only have to be tapped to meet the RMD requirement.

HootyTheNightOwl

I don't want to be rich... but I do want to be comfortable.

I don't want millions, just enough to be able to pay bills and cover the odd emergency expense as they crop up - like the washer blew out or the freezer packed in. Maybe even get a brand new washer or freezer at least once in my life.

PEACH4LIFE · 46-50, F

I'm comfortable where I'm at but wish I had more to help my family and friends with.

Sevendays · M

Rich is relative but feel free to send money.

exexec · 70-79, C

We are richer than 80% of people in the US, but most people would not consider us to be rich. I'm fine with what we have.

Heartlander · 80-89, M

@exexec it’s what’s driving illegal immigration. US welfare pays more than Mexicos minimum wages.

robertsnj · 56-60, M

sure, i thnk me, and most people are money driven, coin operated. I wish I made more than I do but I don't do bad.

mindstruggle · 31-35, F

Yes. A rich husband and I'll be a loving wife.

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mindstruggle · 31-35, F

@JohnOlinger81
Who?

JohnOlinger81 · 41-45, M

@JohnOlinger81 empanadas

Iwillwait · M

@empanadas Bruh, why you genuflecting to this madness!? 😑

Justmeraeagain · 56-60, F

I don't really care about being rich I'd like to be debt free.

Musicman · 61-69, MVIP

@Justmeraeagain And have enough money to live comfortably on.

Justmeraeagain · 56-60, F

@Musicman Yes, if we were out of debt that would probably happen but we have the car ,and we have the house, and school bills.
We have to use our credit card for gas and sometimes even for food because the economy so good, lol.

Musicman · 61-69, MVIP

@Justmeraeagain I definitely understand. ☹

bijouxbroussard · F

Gawd, yes. It wouldn’t solve every problem, but it would alleviate most of the stress.

ElwoodBlues · M

@bijouxbroussard Agreed!

Royricky09

@ElwoodBlues lol... It'll add more stress

ElwoodBlues · M

@Royricky09 Should we vacation in Spain or France this year? Or maybe give Scandinavia a try? Yeah, very stressful decisions to be made!!

FoolishLuna · 56-60, F

I would rather have my health over money hands down! So no 🤷‍♀

CrazyMusicLover · 31-35

@FoolishLuna I wish I was rich so I'd be able to afford good private health care. 🤷🏻‍♀

FoolishLuna · 56-60, F

@CrazyMusicLover 🙏

nobodyishome · 31-35, F

If I were richer, my financial advisor would like to put his nose in my money again, and I would hate that. So, I am oki.

looking4thesun · M

@nobodyishome yeah they never leave you alone

Ducky · 31-35, F

No. My sister’s rich and she says it gives her a headache. I imagine it would be a lot worse for me.

JackOatMon · 46-50, M

I don’t worry about money but not rich and not sure I want to be.

pripyatamusementpark

I feel rich already except for the money part

Sidewinder · 36-40, M

@pripyatamusementpark You and me, both.

Iwillwait · M

I would prefer to be wealthy, yes.

I am already rich in so many other ways, just not financially.

NIC0LE · F

If it means I no longer have to get up early and clock in and my bills are paid, then sure.

Degbeme · 70-79, M

I`d like to be comfortable enough not to have to worry about bills.

Vandhana6633 · 36-40, F

Yes.

SpaceCreature · 26-30, F

Yes.

BigImo · 26-30, F

I kinda am

vic7ory

I wish I had a family

MsSwan

@vic7ory You must have money. Families cost money. Everything costs money today. Before you know it, it will cost you money to breathe.

vic7ory

@MsSwan thank you for reminding me

Pressure

I wanna be well off. I think i'd get bored if i was rich. I have everything i want....now what?

MaryDreamilton · 46-50, F

I don't need to be rich. My bf already is.

HumanEarth · F

No, I hate money. I'm happy being poor. I've been poor most of my life

SStarfish ·

Nah i just wish i had a stone beach house and a clean spacious house.. i cba to do housework 😬😬😬😬😳

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CrazyMusicLover · 31-35

Of course.

Prettybratbi1tch · 26-30, F

Yes will you make me rich

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Justenjoyit · 61-69, M

@Prettybratbi1tch Here 10,000 US dollars, please dont spend it all at once

Prettybratbi1tch · 26-30, F

@Justenjoyit I have not received it

Justenjoyit · 61-69, M

@Prettybratbi1tch Its the thought that counts

Sidewinder · 36-40, M

I'm already rich.

In knowledge, wisdom and personality.

Ashleighrox · 31-35, F

Yes because I know what I’d do with it

EndlessHorizon · 46-50, M

I’m rich in bunly goodness.

Felina · F

Who says I’m not 🙀

BiasForAction · M

I feel rich isn’t that good enough?

FreestyleArt · 31-35, M

Who cares

MarbleMarvel

No, but I wish I could find a decent job that didn't suck the life out of me.

Royricky09

Only 3 things left in my to-do list.

Will get those quite soon

Raaii · 22-25, F

It would have made life much easier still

Heartlander · 80-89, M

Not really. Just having an income greater than expenses is good enough for me.

solitaire · 41-45, F

I wish I married someone rich and he'd buy me diamondssss

userfawkes1105

I consider myself wealthy already. Just super low key about it. Not trying to become a target or interested in consumeristic trends that are just to impress the poor.