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So many bank branches are closing in UK, but I don't see any major protests. Why? Do people not think that there might be an urgent need to visit a

Branch?
Lhayezee · 26-30, F
People shake their heads and tut and think "that's a shame," bank branches ought to be supported - and do their banking online anyway. It's exactly the same for butchers or greengrocers v supermarkets (and now increasingly supermarkets v online shopping too).
ArtieKat · M
@Lhayezee We had a hardware shop close to where I live, which was part of a small local chain. Whenever I went in for something like rechargeable batteries for my cordless phone (different specs to the common ones) they'd say "Nah! Try Amazon" - And they'd be delivered in a day or 2 on Prime. That shop has now become a Heron's Frozen Food store....
Lhayezee · 26-30, F
@ArtieKat Can probably get frozen heron on Amazon too now :(
SW-User
This has been going on for decades, there were initial complaints from rural areas, however no one listened, then smaller villages and towns lost theirs, but no one listened, then slightly larger towns and parts of cities lost theirs and no one listened. The only way it would change would be people to transfer to banks, building societies that still have some local branches.
It’s the same with local shops, local fruit shops, local hardware shops, local pubs. People do not use them, they close and then people complain, but they still shop at supermarket outside of town.
Picklebobble2 · 56-60, M
What has concerned me is how it discriminates specifically against those
A. Elderly with no computer skills.
B. Those poorest who can't afford modern technology to access their own money.
C. It's clearly a profit booster for the bank costing jobs in branch for call centre positions probably abroad at cheaper costs.
We have bigger problems than that going ignored, too.

People on Universal Credit are literally killing themselves rather than dealing with the system for one more day... yet, there's no protests to can the system for our most vulnerable people in society - people who are driven to food banks even if both parents are working.

But work pays, right??? Even if the pay isn't enough to get homeless people out of their tents and food into the bellies of the hungry parents of the children in receipt of free school meals.
smiler2012 · 56-60
@Riemann i agree with you thanks too on line banking it is rather putting the skids under needing branches ittakes away that personal touch of one too one with the bank staff . i thing this on line banking personally is dangerous having your bank details on line on a computer that can be hacked into and made accessible by dishonest people
Nimbus · M
@smiler2012 You don't need a mask for online banking.
smiler2012 · 56-60
@Nimbus 😧what do you mean nimby more character assassination of my good standing lol 😆😆😆
senghenydd · M
I live in a busy town ten miles north of Cardiff (Capitol of Wales) we've just recently lost Barclays and the Halifax banks, the old premises of the Halifax is now being converted into a restaurant and take away the answer is Banking Hubs the big four banks need to get this up and running for smaller places liked towns where there isn't that demand anymore for bank branches.

Larger towns and cities will still hopefully kept branches open and of course we have internet banking however ever it's not quite the same.
SunshineGirl · 36-40, F
People do not think about the consequences of their choices as consumers until it is too late. Banks should be anchoring the high streets and providing genuine options for their customers. Banking is more than just a commercial relationship. The overheads of a provincial town branch are tiny in the overall balance sheet.
My local bank branch closed….they do have a presence in the local theatre three days a week but their nearest branch is now five miles away.
The bank is now a big Greggs open from 6am to 9pm .
Everything can be done online, so there is no widespread need for physical branches anymore. It's only an issue for the elderly with poor computer skills, but there's plenty of help available for them and they are unlikely to go out protesting. People who do go to protests aren't affected by this, so it makes sense for this not to be a topic in the streets.
@SW-User I live in a small city and they are 4 ATMs within half a mile. The tiny village I grew up in still has 3 as well. A lack of ATMs isn't an issue anywhere in the Netherlands as far as I'm aware.
SW-User
@NerdyPotato ahh, this is about the UK.
@SW-User bank branches are closing worldwide, but it's not much of issue everywhere.
AdaXI · 41-45, T
When only a small percentage of people use them they close down and that's the same with any business.. I mean it's the same across the whole retail section, people do their banking and shopping online now and they don't really care about the consequences.
乂º _ º乂
Nimbus · M
Apathy reigns.
The majority of voters are more concerned in watching 'Eastenders'.
Riemann · 31-35, M
@Nimbus I wonder why.
Nimbus · M
@Riemann Years and years, in fact decades, of conditioning.
It would be extremely difficult to change the nation's mindset now.
MarineBob · 56-60, M
Here also, it's called the covid effect
Riemann · 31-35, M
@MarineBob I don't understand the lack of protests...
ArtieKat · M
Physical banking can be done at the Post Office.

 
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