@Roadsterrider Were you able to recover the $10 grand or at least some of it?
Honestly, cash is the safest thing to use. Yeah it can be lost, stolen, or maybe damaged BUT with cards,, that is basically money floating around in cyber space. No one knows how much cash you have laying around unless we show it or talk about it.
I think a lot of cyber criminals operate in other countries, typically in Africa, so prosecuting would be next to impossible.
I do not imagine banks really care anyways. They could make it a lot harder for criminals to steal but they don't.
Go to the bank with your check and draw out some money. I don't think there's too many places that won't take a check but I know there are some. So in that case just cash a check at the bank and you'll have some money until your card comes in. I'm so sorry this happened to you. And if you're out of checks you can always go to the bank and they'll give you some temporary ones until your card comes. I hope your card comes soon. 🌹🫂
There are reasons banks now put shields (physical blocks) above the keypad at an ATM because it happens people install cameras and then a chip scanner where you insert your card. They have enough info then to use your card if you fall victim to this. Also, a lot of new phone cases include magnets to prevent RF scanning of this info. From your situation you described, even if the atm has one of those physical blocks above the keypad, place your hand above the keypad when you input your PIN.
I'm glad the bank cancelled their transactions for you. That you also have the fortune that the grocery store has accepted your checks in understanding.
Had a similar incident recently of someone using my credit card. Reported it and the bank refunded me, going back a couple of months. Glad it was only for very small charges each time, guess so I wouldn't notice. Bank issued me a new card.
Funny as I checked to see on my online statements where I've been using the card and it showed only the places that I frequently go to. It did cross my mind that maybe it could be one of the employees.
Some on skimmed your card. report it to the police as we.. And to your bank and credit card company. Because it could be a massive data breach. Always have some spare cash on hand. you can go to your bank and get some cash out, from a teller window. have you have Id and bank information
Good luck. Check your email settings as well as clear things with the issuers. Someone hacked in and set my settings to forward all emails to them. They were the. Able to use that to establish an entirely new ID using the email and changed passwords on credit cards! It took months to straighten it out!
I do not know what one could do while waiting, but honestly, cash is once again the safest way to pay. Using a bank card just makes it way too easy for the crooks to steal info.
I was going to recommend locking your bank card when it is not in use but if you use it all the time, locking and unlocking constantly would be a hassle.
If you decide to do that, your bank's web page will have a place to do that, pretty simple.
handheld hacking devices if you didn’t have your card in an RFIC wallet or case. Someone hacked my insurance card when I was at a medical place getting a cardiogram and x-ray. I think they did it when I was sitting in the waiting area, which was an open area that anyone could have entered even without having an appointment. The very next day someone went to a low-cost eyeglasses place and had their eyes checked and bought a pair of glasses using my health insurance information.
^that's how they get your info. ..and they can be anywhere, ..and just because it's at a certain business you frequent, doesn't mean that business was involved. I'm cautious of any new looking number pads
More reason to keep little on a debit card. That is your money - not the bank's.
You are virtually blameless if someone uses your credit card. You cancel the card and they do a fraud investigation. The one time it happened to me I got every cent back easily - even the foriegn conversion rates
Someone was using it in brothels throughout Europe. Including, shockingly, Russia 😳😳😳
Ask your bank for a virtual card (ie not physical) and use it to pay online or on your phone via Apple/Android. You can change the card instantly if you suspect wrongdoing. No need to wait for a new physical card.
Either you used a compromised machine that stole the info or you don't have an rfid blocking wallet, as all new cards emit a signal That signal is what allows for tap to pay. That signal can also be exploited to steal your info
There’s different ways hackers steal info online or on existing card devices or just while standing next to you in the store.. there’s all types of thieves and crooks