Cars kill people. Ban cars? No. Require liability insurance for guns.

Someone who plans an assault won’t get liability insurance for their guns, just sayin

Who would buy the liability insurance? Criminals?

To all who ganged up on me for this post. What would you do differently to diminish the slaughter of children? All I hear from you is do nothing. Are you really happy with the status quo?

Although the law may differ by nation, generally insurance for using an object does not cover its illegal use - be it a car or a weapon.

It's very likely the insurance on a home and contents that includes a legally-owned gun might be null and void if the someone is shot with by accident with it, or if it is stolen; if the owner had failed to ensure its proper security.

Also I imagine a lot of insurance companies might be happy to include a sporting shotgun in your property, if they can sure the weapon is legally owned and securely protected; but might ask why you would want a military style gun. I dare say there are policies in the USA for such guns, probably through gun-clubs, but would it really come under normal house and contents cover, and would a criminal bother with insuring it anyway?

Insurance cover is normally for genuine accidents or certain events beyond the policy-holder's control; and would not cover anyone for holding illicit property or engaging in illegal acts.

Compulsory cover might help the authorities know who has what weapons where, and may help after an accidental shooting (fatal or not).

It may also assist in confiscating for destruction, weapons whose serial numbers have been erased, are dangerous even to their own users, or which have been modified without authority to make them more lethal; should those appear second-hand.

(A gun modified to ensure permanently it cannot be fired, probably an antique, is another matter; though threatening someone with it, or with even a never-working replica, may be itself an offence in some jurisdictions.)

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As an comparative aside to that, although I have never and will never own a gun; I am pretty sure that in UK law a legally-licenced, fully-working fire-arm kept at home must be stored unloaded in a locked cabinet of an approved design for security. I don't know how it and its use would be insured; probably through an accepted agricultural or sports-shooting organisation.

I read recently about a scale-model of a 19C, muzzle-loading, gunpowder-fueled heavy mortar. The originals were not infantry weapons but big things usually installed in coastal-defence batteries. The model was of course non-working, but if its builder had added details allowing it in theory to be fired, although using only a small projectile and of short range, it would have to be licenced.

And mostly it's the young drivers who have the killer accidents.

Raise the driving age to 21?
Background checks before obtaining licenses?
Let people sue the car makers for kids that drive recklessly?

can you tell me what an assault rifle is.the anti gun people keep saying assault rifle is and i own a good amount of them and have for many years but just cant find a true definition of one.i have rifles shotguns hand guns.i hunt and i target shoot but i have never assaulted anybody.i will protect my life and property if i have to so would that mean they are assault guns

The right to keep and bear arms shall not be infringed . While this shooting is a horrible tragedy , the safety parameters were in place , just not followed . The school’s SRO officer was not in the building and while they doors were all locked a teacher blocked a door from closing so she could go out and get her cell phone . The shooter entered through that door . It’s not guns it’s bad people that do these things and democrat politicians that want to prevent common sense measures that work so they can have the political issue.

Wow. So many responses. And not all negative. Many people aren't sure what needs to be done but most agree something needs to be done. The status quo is no longer acceptable to loving, thinking, caring, intelligent people...

Why not stand behind protecting our schools, with structural hardening and 'ARMED" security personnel and trained staff?

Political 'Gun' grabbing is ineffectual, despicable, irresponsible and dangerous!

I am so sick of this mentality.

We have had almost three decades to fix this.

The 'gun' narrative is more important to the left than child protection!

Shame on them all. It's so sad.

Hate to break it to you, but this wouldn't really work because liability insurance almost always offers exceptions for intentional acts. Maybe we could write an exception into the law, that might do the trick.

IDK, it's really silly that we talk about banning cars as this ridiculous idea; cars are fucking terrible. In addition to all the people they kill, the roads that support them have unbelievably high maintenance costs, the cars themselves are super expensive, they emit horrible pollution, and they're really loud. Banning them outright probably isn't ideal, but we could at least make public transportation the go-to option.

Sure, make the NRA liable for all American gun deaths.

Libertarianism in action. Risk/reward.

That wouldn't work because people who go on mass shooting sprees either get them illegally (because there's so many guns in the country and they can scratch the serial number off) or steal them from family or others.

The issue is the fact that there's so many around and civs have them. There's always going to be mass shootings as long as that's happening. So it comes down to a choice regarding having less guns to circulate so they can confiscate them over time and focus on the grey/black market, or continuing to manufacture and sell them to people.

So unfortunately most people are going to say "I want to keep my guns", and it's going to keep happening because gun laws actually don't work that well as some have pointed out.

To all who say nothing can be done. This is mostly an American issue. Children aren't being slaughtered on this scale in the rest of the world. Only in the USA and in Ukraine.

And that's plain old cars -- not armored cars with weapons, not tanks, whatever. Car can kill, but are not designed specifically to do it, unlike guns. :'(

Only law-abiding citizens would be forced to have such an insurance policy.

Liability insurance on a hunting rifle would be much cheaper than the liability insurance on an assault rifle. Let the free markets decide. And require liability insurance at time of purchase.

Ban people owning guns. Hand in all guns to the authorities and destroy them. The Americans I have met are lovely people and I lived there for months- yet there is this crazy law from hundreds of years ago that encourages tens of thousands of murders every year. Its archaic and should be stopped to bring the US in line with civilised nations.
Now I'll wait for the gun slingers to hate me!

Why not just ban guns and have very strict licenses for those with a very good reason to own a firearm?

That is a good idea!

That is a good idea, when the criminals line up for insurance the police can nab them all in one place and totally eliminate the criminal population that uses firearms.

[media=https://youtu.be/zfQbjGCjyfk]

I was playing golf one day and my friend cracked a joke about my stroke..
I proceeded to beat him to death with my ‘assault putter’.
.. not to be confused with my normal putter 👌

The 'market' wouldn't touch liability insurance with a bargepole and the good old American taxpayer would have to step in 😕

The govt should take out life insurance policies on every baby born . 20 year term should do it .
I’m joking of course .

Sure because criminals who buy guns to commit crimes are going to obey the law and buy insurance.

You really thought this through

Ban the people who pulled the trigger.

Mandatory auto liability insurance hasn't stopped people from stealing cars, has it?

And let’s set the rates so high only the uber rich and elite can afford to own them. Sorry. Wrong answer

It's a responsibility to eliminate the deaths-. Mass transportation and urban design do that.
Americans don't want to limit the death.

this is a neet idea consequences.
it better include some serious dammages

Money fixes everything🤦‍♂️

Those aren't assault rifles

It would not work. The insurance would cost the innocent thousands of dollars a year while those planning something stupid would buy the gun pay one month worth of premiums slaughter a few dozen innocent people and the insurance company would go out of business.

This is irrelevant. If someone wants to use it then they will.