Anyone get in a multicar crash?

@LunarOrbit Ty, appreciate those tips🍀

@JoyfulSilence Oh wow, glad things worked out. I hope that is the case for me. I am about to call soon to file and I just hope they can give me a rental. Ty for your reply. ✨

@Coralmist

Rental coverage was included in my insurance plan, but it was not automatic, I had to add it and it increased my premium a bit.

If you are not covered, perhaps they can still help set you up, but I presume you would have to pay? I do not know. Maybe you can give them an IOU, or put it on a credit card.

Of course, since you are not at fault I presume you could ask his insurance to pay for your rental.

But I do not really know. I assume every agent will know what to do and have your interests at heart. If they were unscrupulous I presume they would not stay in business long!

But stay vigilant. I never had problems with insurance, but did with one repair shop. They fixed a dent in a door yet it did not close flush with the body after. I complained and they took it back inside and made it flush. I wondered what sort of low standards they had that they would release it back to me in that state.

@sarabee1995 Ty ...aww sorry about your brother's experience. I'm really dreading filing tomorrow because I've heard just so many things about it. I didn't go to ER with EMTs, I did feel fine ...I told them I think I had minor whiplash but that I was essentially ok. They said ok but if you feel pain later, you can head in. I did feel pain but it wasn't severe. Luckily most of it diminished today. I truly hope they can repair it. Ty so much 🪻

@Coralmist Eh... Don't feel bad about him. He has a habit of wrecking cars. Thank goodness he hasn't seriously hurt himself or anyone else yet.

I know getting seen will be a pain, but make sure you do it. If anything comes up later, this early documentation will ensure you are covered for it.

@Coralmist The attorney generally will take your case for FREE. As in the will take a cut of what the guilty parties insurance co pays you to "settle your case".

@Threepio Do you always need to get a lawyer?

@Coralmist Only for a bodily injury settlement

@HappyCamper74 Unfortunately it happened at 5 pm Christmas eve, so all insurance companies closed today I assume. So next day to file is tomorrow. I just hope it goes ok , this process, because I'm dealing with TWO cars behind me.

@Coralmist u need to go ahead and write down every detail as to what happened while it is fresh on your mind. U will have to give detailed descriptions to ur insurance and probably the other two insurance companies too.

@Blondily So glad you were ok.🪻 I didn't have injury physically but did have whiplash neck pain the next day. It has diminished now. I just hope I can get the back bumper fixed. I can't afford another newer car.

@Coralmist Thank you!
You should get a personal attorney because you can be awarded for whiplash, (see your doctor for an exam, documentation) and damage to your car etc.

@LordShadowfire Ty for your tips and information 🌟 I truly hope my rates are not raised..I was sitting still, stopped, with directional on in appropriate lane, and they slammed into me. 😬 I am on good terms with them.. hope they can help me a bit. I just wonder if I'll get a rental car, if my car can be fixed or not, and if not, what will happen.

@Coralmist Well, whoever is found to be at fault, that will be the person whose insurance company pays the others. Chances are they'll tell you your car is totaled, but you don't have to listen. Take your settlement, whatever it is, and see if somebody will repair it for that much.

Or if the car really is totaled, I guess start looking for a used one on Craigslist.

@LordShadowfire My friend was in a crash and it was completely totaled..they replaced it with new car. I guess we will see if it can be fixed... because I can't afford a new car. Ty again

@WillaKissing I'm very grateful , yes. I could've gotten a head injury or worse. I'm definitely not looking forward to all the steps to come for my car, but I'm so lucky overall. Ty Willa🫂

@Coralmist You are quite welcome.
Good luck with the process.

@Thrust if she gets the car out of impound herself they will pay her back for any fees.

Get the car out of impound first is important! She simply can not afford to delay! It's daily increased!

Insurance companies WILL DELAY! This is multiple insurance companies.

It's why a lawyer is important as well. They will push the insurance companies to settle quickly.

It's a racket!

@DeWayfarer Her agent can tell her if impound fees fall to her. Every case I've seen the losing party pays it in addition to a settlement

@Thrust in the meantime it gets higher and higher until it's the cost of a new car while they are settling amongst each other.

@PiecingBabyFaceTogether Ty, 🪻I feel such anxiety going forward now with these claims and phone calls, but grateful I'm ok.

@Alhamdulillah I am pretty much ok but developed whiplash pain. It sucks I told the insurance I was ok the following day of the crash, but whiplash can occur a few days later, and it did. Now I need to tell them it's pretty acute. Ty for asking, what a nightmare. I'm glad it wasn't worse.

@Coralmist Im so sorry to hear that, Coral but yeah, coukdve been worse and yeah, make sure you do tell the insurance company. Hopefully the pain will begin to subside in a few days ❤