Anyone get in a multicar crash?

I was hit last night, smashed , by a jeep behind me, but someone slammed into HIM first. I never got to take a pic of jeep that hit me, but got his name and the cops were doing all the work with the report details. They handed me a card with the Accident report number. My car was towed and I've never been through any of this. I'm assuming I call my insurance tomorrow to report it, but after that, I'm not sure if it all. 😩 My back bumper and trunk are really smashed so not sure if it'll be replaced or what. Any ideas ?
I am ok thank goodness but had whiplash neck pain this morning.

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DeWayfarer · 61-69, M

Contact your insurance and do not delay. After that contact a doctor and get a health report. Then you should contact a lawyer. To deal with the insurance companies. All the insurance companies will attempt to delay, on the whole darn process.

If you are able to, money wise, to get the car out of impound, do so immediately no matter what the condition of the car is.

Impound companies charge daily. No lawyer will handle that. So even if it's fixable, you'll owe the impound company for storage.

It's all a huge money racket, for you to buy a new car.

Thrust · 56-60, M

@DeWayfarer impounds are covered by the at fault insurance. Since the car sounds totaled they will probably give it to the station holding it

DeWayfarer · 61-69, M

@Thrust not in California! This is a state and even a county dependent.

Coralmist · 41-45, F

@Thrust Do you think a Really badly smashed back bumper could be replaced? I do not have money for another car .

Thrust · 56-60, M

@Coralmist the ina co will pay you for the car

DeWayfarer · 61-69, M

@Coralmist likely yes. Yet will be a little more than just your bumper. You'll need realignment at minimum.

DeWayfarer · 61-69, M

@Thrust if she gets the car out of impound herself they will pay her back for any fees.

Get the car out of impound first is important! She simply can not afford to delay! It's daily increased!

Insurance companies WILL DELAY! This is multiple insurance companies.

It's why a lawyer is important as well. They will push the insurance companies to settle quickly.

It's a racket!

Thrust · 56-60, M

@DeWayfarer Her agent can tell her if impound fees fall to her. Every case I've seen the losing party pays it in addition to a settlement

DeWayfarer · 61-69, M

@Thrust in the meantime it gets higher and higher until it's the cost of a new car while they are settling amongst each other.