Husbands car stolen… he expects me to get a new car payment because he doesn’t want a car...

BlueVeins · 22-25 Best Comment

I feel like the obvious solution would be him getting some old clunker to drive, at least for the time being. No monthly payments, no huge expenditure on your part, and he still bears the brunt of the cost for his mistake.

CestManan · 46-50, F

The insurance is going to laugh. You cannot set yourself up for being the victim of a crime then expect the insurance to pay for it.

And with him, it was his fault the car was stolen, why does he expect you to pay for it?

BTW I once had a car stolen and was rudely reminded that it was my fault. left it running to warm up on a cold night, walked away for a few seconds to ask someone about something, car vanished like a fart in the wind. I did eventually get it back after it was towed and impounded.

samueltyler2 · 80-89, M

Isn't it your joint money? In my house, my wife earned her money, and it was hers, and i worked and my money was hers.

Fluffybull · F

Over here (UK) insurance companies won't pay out if people are foolish enough to leave their cars unattended with the keys in and engine running. I'd tell him to get the bus.

Paladin · 61-69, M

My wife and my money all go into the same pot. There is no my money/her money. It's all our money. So if one of us have a car payment, we both do. That's what works best for us.

Spoiledbrat · F

Don't you split your combined resources between the two of you? Maybe you can both pay for it. Split it.

DallasCowboysFan · 61-69, M

Does he have a job? Why can't you use the insurance money as the down payment for a new one and he can pay the difference?

BTW, I had a remote starter installed on my car last winter and it was the best $350 I spent all year.
You can start the car from inside the house, but the doors remain locked and you can't drive it without the key.

My Christmas present to myself will be dashcam to record the reckless drivers in the area in case I get hit again. Last August I was rear ended by an ininsured driver. The one I am looking at is $250, a worthwhile investment.

ArishMell · 70-79, M

You (not your husband) have my sympathies but unfortunately, I cannot imagine any insurance company would even consider a claim in a case like this.

They would accept that the car was on your drive, and left for no more than five minutes - probably less - but the mere fact of leaving it unattended with the engine running would be taken as not protecting it against loss.

If you can't afford a new car, then I'm afraid you will have to accept somehow being a one-car household, at least for the time being.