Husbands car stolen… he expects me to get a new car payment because he doesn’t want a car payment??

Y’all… our car was stolen right out of our driveway today. It was freezing my husband stupidly so freakin’ stupidly left the car running for 5 minutes while he ran inside to put the kids coats in and get back in the car. As he came outside they drove off… it’s not likely the car will be recovered according to police. They honestly didn’t even care, showing up like 3 hours later with a pen and pad to take notes. That’s it. It’ll be assigned to a detective but they said most vehicles are torn apart for parts so fast that it’s generally a futile effort to even try to recover them. I make more money than my husband so his first reaction was “gee I don’t want a car payment” he had paid his off.. so he’s like why don’t I pay off the rest of your car with the insurance money and you get a new one. Im like.. 1 year from paying mine off… I’ve worked really hard to pay it off… and basically he wants me to just go get a new car with a new payment that btw since I got my car rates have gone up a lot, interest rates and car prices. I don’t feel like it’s fair that just because he doesn’t “feel” like having a car payment that I have to go out and like double mine.. when I told him this he got really upset like gee I hate to inconvenience you.. making me feel like the bad guy. What do I do? Anyone been in this boat? Or had their car stolen? Was it found?

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samueltyler2 · 80-89, M

Isn't it your joint money? In my house, my wife earned her money, and it was hers, and i worked and my money was hers.

Brassm0nk3y · 36-40, F

@samueltyler2 we’ve always managed our money seperately but he puts money into a joint pot for certain bills and such, but honestly my husband ruined his credit years ago and he doesn’t really make a lot so like we’ve kept many things seperate. He almost had to file for bankruptcy. Since day 1 of our dating (15 years ago) we had split going out to eat evenly going Dutch really … now I generally pay for everything Christmas, going out to eat 3x a week.. I draw the line where he needs to chip in for the house, and school for the kids but yeah I pretty much pay for everything else kids clothes, groceries.. he doesn’t really chip in evenly so like.. yeah that’s just like how it is. I love him so much but that’s our situation

samueltyler2 · 80-89, M

@Brassm0nk3y he is very, very lucky!

Brassm0nk3y · 36-40, F

@samueltyler2 I’m lucky too honestly. What he lacks in paying for things “evenly” he makes up for in being a great guy and the best dad in the world. But I still don’t think it’s fair that just because he doesn’t “feel” like having a car payment, that I should be forced to hand over my car (which I’ve almost paid off) and then be forced to go take out a new loan that’s close to double the cost now (because of the rising prices and rates) but it’s good to get your perspective maybe it’s the right thing to do because my money is his money i just.. he can afford a car payment and I think he should try given how much I pay for and that he can afford it

samueltyler2 · 80-89, M

@Brassm0nk3y you should work something's Ng about about your transportation. My wife's car was t-boned 5 weeks ago, totally her fault, luckily she didn't get hurt. Today we leased a new car, over $3k in assorted fees and first month's lease. That came out of our joint funds.

BTW, interesting profile image, why sideways?

Brassm0nk3y · 36-40, F

@samueltyler2 I think that’s a really good idea. It would be fair if we split it.. but his original expectations were really that I just go out and get a new car and do all of that on my own. I like the idea of a split or use of our joint funds, thanks for this. Glad to hear your wife is okay that is so stressful and scary. Love that you all figured it out together

Brassm0nk3y · 36-40, F

it’s sideways I guess because I didn’t want people to recognise my face as easily weird and probably not effective but lol that’s why I originally did it that way

samueltyler2 · 80-89, M

@Brassm0nk3y today was a disaster but ended okay. The insurance company never called to discuss it, my wife got a call from a wrecker that called telling her to get all her personal belongings out. I called the insurance company, we have to return the paid rental car by Tuesday, they could not tell me how they came up with the amount they agreed to pay. Trying to get a car rapidly was nerve wracking. You need to organize your lives. Do you both have life insurance to protect your family, wills, don't fool with fate.

samueltyler2 · 80-89, M

@Brassm0nk3y are you really worried about being recognized? Are you naughty? Even if so, anyone recognizing you would have to admit how.