Why do some people go out with no cash despite knowing they'd end up having to borrow cash anyway?

I notice this behavior in the younger generation.

I consider this bad habit because they always end up troubling others. Even worse, they don't have the responsible mind to pay back right away without being reminded/urged.

I hate to think they're opportunists. But to be honest, I'm getting tired of some people acting like this. It's a shitty move.

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ABCDEF7 · M

In my country it's now easier, faster and common to pay through your mobile using UPI system of payment, so that excuse does not work anymore here. I myself many times don't carry cash when going outside, my phone is enough for any sort of payment.

Everyone accepts it, and you can make payment digitally 20 times a day from INR 1 to the limit of INR 1,00,000 per day, and that too without any charges or deduction. And it is executed in real time (instantly). You can use it to buy anything & anywhere, be it street vendor, bus ticket, cab, shop or showroom purchases, pay electricity/gas bills, or transfer to any individual, even beggars accept payments from it. Now it is being used in rural areas also.

[media=https://youtu.be/FtzWzxA_jvs]

Casheyane · 31-35, F

@ABCDEF7 In here, we can use it for some but not for all.

So it still doesn't make a wise choice to leave with no cash especially if you're hanging out with someone.

ABCDEF7 · M

@Casheyane Although here also it's not 100% cashless transactions taking place, but India is moving towards cashless/digital economy*. It's safer here to hangout with someone without carrying cash, we do it often here without problems.

My father still uses cash also (along with UPI), sometimes he gives me cash to purchase something, I keeps the money for emergency purpose and do his purchases by using UPI on my mobile. I don't remember, when last time I used my ATM Card to withdraw cash, I have even forget my ATM PIN.

*https://www.thehindubusinessline.com/news/digital-payments-in-india-to-grow-to-717-of-all-payment-transactions-by-2025-report/article34204827.ece

Queendragonfly · 31-35, F

I think those who do, don't care to pay back. They just trick people. Probably because they don't have money at home either. Many kids don't.

Thevy29 · 41-45, M

Its bloody rude! My brother does this. He actually invited me out breakfast Sunday Morning for my Birthday. He ordered big and then left me with the bill...

Casheyane · 31-35, F

@Thevy29 Aw
Yeah, that sucks.

4meAndyou · F

@Thevy29 Happy belated birthday!!!

4meAndyou · F

Idontdomornings · 31-35, M

They'll be even worse when they're older.

SW-User

My in laws would always borrow money and they knew it wouldn’t be paid back. It’s theft to me because they guilt trip you to lend them money that they won’t pay you back. I’ve encouraged many ignorant people like that.

cherokeepatti · 61-69, F

So they can mooch off of others. They are skillful moochers.

DDonde · 31-35, M

It's weird cause I almost never think about my cash on hand. I 99.99% of the time use a card to pay for things or prepay online. If I need to send someone money I can do that with my phone too. So when I actually need to use cash it's like a sudden problem for me. I do keep some cash on me though, but it's not a priority.

ViciDraco · 41-45, M

It's in the older generation too, believe me. Just more of the younger ones have no cash and rely on the trick more.

Lot of them are just taking advantage because people let them. It's not good behavior.

Casheyane · 31-35, F

@ViciDraco Agreed. It makes for crappy behavior.

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