If you trust yourself and are a responsible adult, you should be able to handle having a credit card. I only use my American Express card which has an annual fee of $100, no interest and I pay the balance in full each month. And I do accrue points which I use to buy other things.

the trouble with many people is that they treat a credit card like a gift card...🤑

credit cards allow you to rent spent money. Such a deal!!

They're Faustian.

Banks want you to use their credit cards because they make money off the use of their cards -- every time you use a credit card the issuing bank gets a small percentage of the amount you pay.

We made over $13K in cashback rewards plus price protections last year. That was between three credit cards. They've never made a cent off us in interest. I also meticulously track our finances and make credit card payments twice a week. I realize there's a lot of people in this world that can't responsibly use a credit card ... and if you're one of them, you're making a wise decision to stear clear.

Credit used to be known as debt.....good marketing

Debit cards. Never credit cards

I can be happy with spending with only that much that I presently have.

The HAPPIEST People DO NOT Necessarily have "BEST" THINGS in Life, They Simply APPRECIATE the Things They Have.

Stolen credit cards are quite nifty.

hamsters can use a credit card?

A great place to store money and spend it with ease