I feel like after a certain amount, it starts to become less important. Yes you can get a bigger house and a nicer car which are great but after a few months that just becomes your car, or your house. I think it really depends on the type of lifestyle you want to live. For me, if I like where I live, don't have to worry about bills..can go to a restaurant and not worry about what to order off the menu..splurge on a nice vacation once in a while..I'm good with that haha.