Asking
Only logged in members can reply and interact with the post.
Join SimilarWorlds for FREE »

how can I stop getting people to use fraud on my debit card?

this is the 2nd time in less than 2 months, the bank shuts my card down because of them doing that and then I have to wait for a new card to come in the mail, this happened wed so I wont get it till next WK, its very inconvenient cause not everyone lets you use checks, the store downstairs, its a grocery store , they'll take my checks but a lot of stores wont so a lot of times I'm stuck not being able to get what I need to get thanks to the idiots using my card. I applied for a credit card thru my bank so if this ever happens again I can at least have that to use, is there anyways to put an end to this once and for all? tired of the inconvenience of not being able to buy what I need and cant use an ATM cause I don't have my card.
Top | New | Old
I totally understand the frustration. I don't think there's any positive way to stop something like that. Otherwise everyone would do it and it wouldn't be an issue any longer. But the whole concept around security is that people find ways around.
Best advice I would say is just do your best to not leave around any PII or other sensitive information. Try to think like the thieves you're trying to block. And just because you can't see how one small piece of information can be used against a person, doesn't mean someone else can't think of a way. That's how they get people.
To be more specific in help, keep all your information up to date. Close out accounts you no longer need. Keep your digital footprint as small as you can. And it might help to have around a little cash in case you're unable to use any digital money.
If you open an account at another bank and get a debit card from them, you can use that to "test" each store you visit to see if the theft is coming from there.
Use the card once, note the date and time, then wait a month before testing the next store. If your card is used, you will have a pretty good idea who is doing it.
Might help to take a picture of the person that processed your card if you can too.
Kind of like "Where's Waldo"
For us it was the guy processing the cards for our kids school pictures. Somebody the district hired.
Neoerectus · M
Do not use it online except at time proven vendors. I like to use PayPal or similar when possible to shield the card with other vendors.

Track it down chronologically and geographically. Local purchases likely means taken locally. What was bought before then? Suspect those merchants as possibly having a bad clerk OR it was a card reader at a gas pump, ATM, etc. (skimmng machines)
Jenny1234 · 56-60, F
So if you have your card saved on any websites, you should remove it. Always input your card information every time you make a purchase don’t leave it saved in your profile at a website.
Zonuss · 46-50, M
Number one. Stop using ATM. machines to get cash.
Number two switch card companies.
Number three be careful of what you purchase online.
Try and use cash for about 30 days. But only when you can.
The problem should go away.
pearllederman · 61-69, F
@Zonuss I don't use ATM machines
updown2020 · 61-69, M
Well can you not go to your bank and ask for another ATM card? change your p i n and use your other hand to hide the numbers you enter in.
pearllederman · 61-69, F
@updown2020 I heard my bank isn't in the city where I am so I have to wait for it to come in the mail
updown2020 · 61-69, M
@pearllederman Okay so maybe think about opening an account at a bank near you and do not enable the tap and go .
@updown2020 Yes, if they were forced to enter the pin each time that would certainly stop them. Not sure that is enforced in US though.
Gusman · 61-69, M
Withdraw $1000? so you can have cash to tide you over.
This comment is hidden. Show Comment

 
Post Comment