Interested in "Central Bank Digital Currency?"

(the system which is in preparation worldwide and which will certainly be applied in a year or two, without any doubt whatsoever.)

If you are really interested, and you have a half hour free to read it, then this competent, scholarly but clear article is well worth your time.

Prepare to be shaken by the future that is being shaped for you

https://www.ukcolumn.org/article/contexts-for-central-bank-digital-currency