why, when i make it perfectly clear from the first time

Some people are like stray dogs. You feed it once and it stays. That's not necessarily A Bad Thing. Stray dogs have their purpose. The question is, do they have enough purpose to Warrant all the feeding?

There's a scene in a movie called The Bronx Tale where some gangster tells some kid who just got ripped off by one of his buddies for 20 bucks, he tells him, he didn't steal $20 from you it just cost you $20 to get him out of your life.

Ive been thinking about this issue a little bit and i may have been too harsh in my first reply. ..it still applies but i shouldn't have compared them to dogs. In doing so, i really shed a bad light on the whole dog population. .. 😒🙄🤨..

Ok. That was a joke that materialized as i was writing. But seriously. You should look at it, not from your perspective as someone who's fiscally responsible with a surplus of money at your fingertips. ..who will likely recover from such a loss, should it come to that. Instead, try to see it from the perspective of somebody who's not responsible nor has the ability to generate enough money to be able to cover their bills and have enough left over to save.

In other words, don't take it personal. They might not be doing it on purpose at . it's just that you take their problem more seriously than they do. You probably put yourself in their shoes when it comes time to asking for your money back and you feel bad about it , knowing their situation compared to yours. And they may very well be relying on that when it comes time to not paying you back. they probably feel bad also but they're powerless to do anything about it so they're just letting it play out the way it's going to play out.

Either way, stay strong and don't lend them any more money. And you might have to take an L on the money you've already lent them. But like I said in my first reply, just consider it the amount of money it cost to get them out of your life. And try to surround yourself with people who are in the same pay grade as you.

I had a squad leader when I was a private in the army who was always behind in his bills. He got me for about 80 bucks I think overall. So I learned this lesson pretty cheap I guess considering. But he started by borrowing $20 from me and repay me with a bouncing check. Then I have to pay the fee on that. Then next payday comes around and he needs another 20.. it didn't take long before I realized that, unless he got a second job lol, he was never going to be able to afford to pay me back since he was already in the hole to begin with. It's like his money bucket as a hole in it in the bottom that's bigger than the hole in the top to fill it through.

A good way to end a friendship is by lending or borrowing money. That should always be done to a financial institution. Or it should just be given as a gift, with no strings attached. There are situations where you still end up getting burned on that deal also. It sucks when you can't enjoy a good deed. But as they say, no good deed goes unpunished

Sorry for going all Leo Tolstoy on your post here

They either don't believe you or they're testing you.

I have a recent experience along those lines from a part time caregiver I hired. I finally told her to keep the last loan, shake my hand, and say goodbye.

People are greedy.

Because those people don’t think it’s meant when it’s said. I’ve had the same issue with a few people.

you owe me $20. but did I complain? nooooo. and I know you just got paid too. care to explain yourself? hmmmm

I bet they will stop asking if you ask them to repay the loan.

Is there a single thought you didn't post here?

You just answered your own question.