is it stupid to save up alot of money for an expensive trip once?

College debt is at a fixed rate, and as long as you're making payments, and planning to save for a trip that you want to make, that's also a viable financial goal. Sometimes there's more to life than money, and money can make a memory.

Can you get a side or weekend job to help defray costs and build a nest egg? Sometimes, with a debt load that's fixed, like college loans, it's little changes that can help pay down debt. I'm sure that you will also get promotions and be making more money in the future, so you can make extra payments then as well.

Saving for expensive trips is a financially responsible thing to do; financing them on a credit card to pay later is not always the wisest decision. Paid off college debt will make it easier to buy a home, and such in your future, which is likely what your father is considering.

Just be sure your grandmother wants to go to Disney. If she's not excited by amusement parks, and a lot of walking, waiting, etc., she may just enjoy a trip with you to Florida that may not be as expensive as a full Disney experience. It's great that you want to spend time with your grandmother and travel with her, and that's a worthwhile financial goal that as long as you save and keep to your budget.

You can’t take your money with you when youre dead.. enjoy it

i go with what i call the rocking chair philosophy. when i am old, sitting on a rocking chair will i regret doing it or will i regret not doing it. traveling usually wins in these type of dilemma, wasted money is money spend on mediocre, stuff, mediocre food like fast food instead of cooking, drinking a sweet drink instead of water, buying a lot of expensive clothing. stuff that doesnt leave us with an interesting memory. what you are describing will create a lasting memory.

We went to Disney world this year. My mom kept saying it was too expensive and that we would only do it once.
It didn't take long for her to change her mind. Yes, it's a little pricey, but it's an experience like no other. We want to go again in two or three years.

Just a word to the wise, expect heat, humidity, and crowds. Some days are worse than others, but those three are semi permanent there.

You’re debt isn’t going anywhere!😉

You only live once. Your dad is thinking rationally and worried about your future. He’s correct in many ways. But, you are thinking with your heart and you are more correct in my opinion. Enjoy your loved ones as much as you can while you can.

If it's gonna create problems/hardships later on, then yes.

spending time with older loves ones is more important than spending money on them... vis-a-vis, it's about who you are with that matters (and that you'll remember), not where you were...

Well my dad thinks it's stupid to go to the movies 🤷. You only live once, fuk money just do what you want and then you can save for the debt later.

Things come and go but memories and experiences last really long...

A debt can last really long too though.... 🤔

You should give that money to me.

Clearly your irresponsible.

I hold onto it for you till you GROW UP! 🤨

Spend the money on the trip with your grandmother Not flowers for a funeral

No way, memories are priceless ❤️

Nope

If you save up for the trip and get your tickets when you have it all and are ready to go, you'll be good.

If something happens and you end up unable to go, you just dump the money right into the loan.

I personally regret not focusing more on my loans when I had expendable income. But I think some things, like spending time with family, cannot wait until later.

As for Disney World, I live about 30 to 40 minutes away. I'd advise a winter visit, but not around the typical Christmas holiday period. February tends to be a good time. But early November and parts of spring while school is in session are also okay. Want to avoid big holidays and summer for the best experience.