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is it stupid to save up alot of money for an expensive trip once?

is it stupid to save up a lot of money for an expensive trip once? my dad says it is stupid of me to save up a lot of my money just for a trip to disney world i want to go with my grandma. he thinks on my salary i should not be thinking about vacations I should rather pay off all my college debt. I think that since my grandma wont be around as long as im paying off so much debt i should do things with her in the near future. im not sure if it is going to end up that my dad is right i should not say up for such expensive trips, i would really regret it if i bought my grandma and me a ticket and she dies after i buy it for her ,I would really regret it, she is close to 75.

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toddr13 · 46-50, M

College debt is at a fixed rate, and as long as you're making payments, and planning to save for a trip that you want to make, that's also a viable financial goal. Sometimes there's more to life than money, and money can make a memory.

Can you get a side or weekend job to help defray costs and build a nest egg? Sometimes, with a debt load that's fixed, like college loans, it's little changes that can help pay down debt. I'm sure that you will also get promotions and be making more money in the future, so you can make extra payments then as well.

Saving for expensive trips is a financially responsible thing to do; financing them on a credit card to pay later is not always the wisest decision. Paid off college debt will make it easier to buy a home, and such in your future, which is likely what your father is considering.

Just be sure your grandmother wants to go to Disney. If she's not excited by amusement parks, and a lot of walking, waiting, etc., she may just enjoy a trip with you to Florida that may not be as expensive as a full Disney experience. It's great that you want to spend time with your grandmother and travel with her, and that's a worthwhile financial goal that as long as you save and keep to your budget.