Couples; Do you pool your money together?
Do you pool your money together in one account and pay the bills out of that account, or do you have seperate accounts and are each responsible to pay different things?
56-60, M
TheRealBarbossa · 36-40, T
View 12 more replies »
swirlie · 31-35, F
@TheRealBarbossa
You don't understand the difference between cynicism and realism. When it comes to your relationship with your partner, it is based on blind emotion, not tangible currency.
Money and love are like oil and water, which of course means they don't mix and in fact are opposite to each other.
To attempt to mix love, emotion, intimate relationship with asset currency is a fools game, I don't care how great your love relationship is with your partner.
Drinking from the same trough as your partner drinks from works fine until it doesn't. That is why you never set yourself up to fail by lumping all your financial assets into one common checking account while pretending that all is well, when in fact all is always well until it isn't.
You don't understand the difference between cynicism and realism. When it comes to your relationship with your partner, it is based on blind emotion, not tangible currency.
Money and love are like oil and water, which of course means they don't mix and in fact are opposite to each other.
To attempt to mix love, emotion, intimate relationship with asset currency is a fools game, I don't care how great your love relationship is with your partner.
Drinking from the same trough as your partner drinks from works fine until it doesn't. That is why you never set yourself up to fail by lumping all your financial assets into one common checking account while pretending that all is well, when in fact all is always well until it isn't.
JimboSaturn · 56-60, M
@TheRealBarbossa They are a team.
DeWayfarer · 61-69, M
There are several methods. One not mentioned, even by the person who has me blocked, is a joint account with three separate areas.
Usually it's divided by checking, withholding (bills), and savings.
This allows set monthly bills in the withholding account. Yet drawn from either checking or savings.
The advantage here is this allows for either party take care of business in the case of emergencies. As well as keeping separate records.
Must state direct deposit by both parties must be settup. One into checking, the other into savings.
The lesser deposit going into checking, while the greater going into savings. The savings interest needs to have the greater deposit to remain solvent. Checking of course can't draw interest, hence the lesser amount.
Usually it's divided by checking, withholding (bills), and savings.
This allows set monthly bills in the withholding account. Yet drawn from either checking or savings.
The advantage here is this allows for either party take care of business in the case of emergencies. As well as keeping separate records.
Must state direct deposit by both parties must be settup. One into checking, the other into savings.
The lesser deposit going into checking, while the greater going into savings. The savings interest needs to have the greater deposit to remain solvent. Checking of course can't draw interest, hence the lesser amount.
JimboSaturn · 56-60, M
@unsociableAnthony Well its about time it pulls its weight!
@JimboSaturn well first she would need to find a way to have pockets I guess
swirlie · 31-35, F
@TurtlePink
While you were spending all of his money, were you providing him with sex as a tradeoff?
While you were spending all of his money, were you providing him with sex as a tradeoff?
JimboSaturn · 56-60, M
@TurtlePinkMy wife earned the money when I went back to school
whowasthatmaskedman · 70-79, M
DearAmbellina2113 · 41-45, F
JimboSaturn · 56-60, M
@0uijaFinger Works out ok for you guys?
@JimboSaturn Yep
JimboSaturn · 56-60, M
I ask because we have friends that he pays the mortgage and utilities while she pays everything else and they are constantly fighting about money. I was wondering if its their system or just them lol
swirlie · 31-35, F
I advise couples be they married, living common-law or just shacked up together playing house, to have separate savings accounts, but to also have one shared checking account in joint ownership.. meaning both names are on the checking account only.
Each month, they each transfer either an equal $ amount from their respective savings to their shared checking account, or they both transfer a pre-determined percentage of the monthly living expenses into the checking account to keep the checking account solvent.
Only one of them should be assigned the role of monthly bookkeeping, not both of them, where all household expenses are paid from the checking account by just one person.
Each month, they each transfer either an equal $ amount from their respective savings to their shared checking account, or they both transfer a pre-determined percentage of the monthly living expenses into the checking account to keep the checking account solvent.
Only one of them should be assigned the role of monthly bookkeeping, not both of them, where all household expenses are paid from the checking account by just one person.