SouthernGuy1987 · 36-40, M
I'm decent with managing finances but could definitely do better. When I go grocery shopping, I tend to buy in bulk and overspend, always been a bad habit of mine. The golden rule is to never go grocery shopping when you're hungry because then you'll really overspend 💸
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whowasthatmaskedman · 70-79, M
@kimmy159 I hear you. I also stock up on toilet paper. And did way before the covid panic. But with only myself now I will probably have to leave it in my will..😷
kimmy159 · F
@whowasthatmaskedman and for my kids, I each grand you half of the toilet paper stash upon my parting 😎
Yourwildestdreams · 51-55, M
@kimmy159 😅. I’m the same, always stocking up enough for six months at least 🤷🏼♂
romell · 51-55, M
Theirs no rocket science. One has to arm themselves with knowledge of the investment vehicle say real estate study the present, future,mid term long term prospects then invest with diligence..by god's grace should be on track to meet your goals ...like all goals identify your clear cutoffs ..downsides n upsides..bad investors get greedy in upward movement n panic in downward movement..lastly when the world's sceptical be optimistic n vice versa
DeluxedEdition · 26-30, F
@romell It's about planning, strategy and discipline.
romell · 51-55, M
@DeluxedEdition yes can't without that..no rocket science
twistedrope · 26-30, M
Yeah I guess. I work very simply.
Buy it if I need it without hesitation.
Ongoing regular costs are not to be fretted over.
If there isn't an axe at my job hanging over my head as it is now with the restructure, use term deposits.
Otherwise... Hobby money... Try not spend over 100$ a month. :/ I mostly spend 0$ a month.
Buy it if I need it without hesitation.
Ongoing regular costs are not to be fretted over.
If there isn't an axe at my job hanging over my head as it is now with the restructure, use term deposits.
Otherwise... Hobby money... Try not spend over 100$ a month. :/ I mostly spend 0$ a month.
kimmy159 · F
@twistedrope ahhh ~ I already had that pre-vibe of you being insightful but you hit it on the mark now too 😁
I should say, that I was like that in my early twenties (not being able to speak out or execute my wishes even if it offended people), but luckily I’ve worked on that a lot and things are different now.
Family are the tricky ones though because you’re emotionally attached 😁 I still often go over my boundaries (energy wise or what I’m willing to put up with) but that’s only in situations that require it at the moment. Recuperating from that takes more than just an hour of relaxation. But as we learn through experiences, I usually recognize that for myself.
Eg: today I took a random day off work after the Easter Holidays just to focus on what I want to do 😁
As for my work, I have a lot of responsibilities where I need to put boundaries or I would not survive there. More than 3 out of the 20 people have / had a burnout this year alone in the company. Yet even with these boundaries I often need to work 50ish hours per week to do everything. It’s getting better now that I have a good colleague to support but there are often still things he needs me for 😁 I’m left to a very free shedule though. I work whenever I want to, go to the office how little/much I please etc. But the job itself requires constant speed, tactics, strategy and quick thinking/decision making, reporting and future thinking, so it just takes a lot from me. Nonetheless, it taught me so much and made me grow as a person so I do enjoy it, and I get paid a great salary 🙈 can’t complain but balancing my energies with having an almost 6 year old smart mischievous kid is a challenge on its own hehe.
Thanks for the tips! I already implement a lot of them 😁 but I’ll check out the other ones! 😁
I should say, that I was like that in my early twenties (not being able to speak out or execute my wishes even if it offended people), but luckily I’ve worked on that a lot and things are different now.
Family are the tricky ones though because you’re emotionally attached 😁 I still often go over my boundaries (energy wise or what I’m willing to put up with) but that’s only in situations that require it at the moment. Recuperating from that takes more than just an hour of relaxation. But as we learn through experiences, I usually recognize that for myself.
Eg: today I took a random day off work after the Easter Holidays just to focus on what I want to do 😁
As for my work, I have a lot of responsibilities where I need to put boundaries or I would not survive there. More than 3 out of the 20 people have / had a burnout this year alone in the company. Yet even with these boundaries I often need to work 50ish hours per week to do everything. It’s getting better now that I have a good colleague to support but there are often still things he needs me for 😁 I’m left to a very free shedule though. I work whenever I want to, go to the office how little/much I please etc. But the job itself requires constant speed, tactics, strategy and quick thinking/decision making, reporting and future thinking, so it just takes a lot from me. Nonetheless, it taught me so much and made me grow as a person so I do enjoy it, and I get paid a great salary 🙈 can’t complain but balancing my energies with having an almost 6 year old smart mischievous kid is a challenge on its own hehe.
Thanks for the tips! I already implement a lot of them 😁 but I’ll check out the other ones! 😁
twistedrope · 26-30, M
@kimmy159 Thank you. It feels good in my heart that you feel my ideas are gud. It can be hard living in a way that seems almost alien to the people around me.
Differences in living give way to doubt. Steadfastness is a difficult thing to keep. You sound like you're doing a great job keeping with your family. Im sure you area role model professionally and personally. Hope it goes well.
Differences in living give way to doubt. Steadfastness is a difficult thing to keep. You sound like you're doing a great job keeping with your family. Im sure you area role model professionally and personally. Hope it goes well.
kimmy159 · F
@twistedrope That’s sweet of you to say 😁 I’m no role model, but I try my best to strive for that is more fitting perhaps 😁 Sometimes because everything requires so much of my time and energy, I’m not as patient or understanding as I perhaps should be. I also often drop household chores and just to nothing aside from work 😂 it doesn’t happen too often, but it’s been a couple of weeks of me feeling overwhelmed so I’m trying to restore my own energy first now before focusing on others 😁 especially that part is difficult with family.
Reject · 26-30, M
It’s really hard in this economy, but I manage to invest 65% of my income and I only personally use 10% of it. So I think I’m doing alright.
LamontCranston · M
Yes. And I've often assisted others. Happy to answer questions via DMs.
RohitKhanna · 41-45, M
I am doing good, can say about to retire next year
i bought Gold in April 21 and sold all bitcoin in Jan 25
i bought Gold in April 21 and sold all bitcoin in Jan 25
kimmy159 · F
@RohitKhanna I’m guessing it will be a tough year. I’m also not excluding the possibility they are playing around with the economy on purpose like a forced negative fluctuation to influence their own interests.
RohitKhanna · 41-45, M
@kimmy159 yeah if you see Gold buying by central banks, Russia, China and Israel are the biggest buyers in last 4 yrs
swirlie · F
@RohitKhanna
Suggest you sell off all your US Dollars while you're at it because the US$ is on it's way out.
Suggest you sell off all your US Dollars while you're at it because the US$ is on it's way out.
Yup, I’ve spent a lot of time building my credit score above 800 by being responsible with my finances
YoMomma ·
I like to think i would be.. but i just give all my money to my husband for now
Kiesel · 56-60, M
Yeah
SpudMuffin · 61-69, M
Yes, I was an accountant for thirty years. It was more fun than it sounds.
whowasthatmaskedman · 70-79, M
@SpudMuffin I agree. But its not always a positive. Paticularly at the start of the process.. And when companies measure a CEO by the next P/L statement, innovation is not front of mind..😷
kimmy159 · F
@whowasthatmaskedman True enough! And when they have several businesses in several countries, it’s easy to manipulate the books in one of them ;)
whowasthatmaskedman · 70-79, M
@kimmy159 Exactly. Thats where the law breaks down..😷
whowasthatmaskedman · 70-79, M
Yes. And I taught my kids, who started younger than me..😷
kimmy159 · F
@whowasthatmaskedman Ohhhh so that’s the secret! If I had known I wouldn’t have blocked the 4 princes who already contacted me 🥲
whowasthatmaskedman · 70-79, M
@kimmy159 I am in awe of their good taste in selecting you..😷
kimmy159 · F
@whowasthatmaskedman I was born for the princess life 😂
Galanr40 · 61-69, M
I can do better...
Jenny1234 · 56-60, F
Yes I am
NoGamesTolerated · F
Yes!
vetguy1991 · 51-55, M
I have been for over 30 years
kimmy159 · F
@vetguy1991 well done! 😁
tobynshorty · 51-55, F
Yes mostly.
TheGreatLeveler · M
Yes, managing and investing it. Being able to live off of passive income one day is the goal.
AllelujahHaptism · 36-40, M
not as good as i should be :/
AllelujahHaptism · 36-40, M
@kimmy159 thats a good thing?
kimmy159 · F
@AllelujahHaptism To me it’s pretty much the same 😂 but it’s nice that I will be visiting new area’s again when I want to visit her haha. I can fly to Birmingham now instead 😁
AllelujahHaptism · 36-40, M
@kimmy159 means alot of hearing a birmingham accent aswell though >.<
Selah ·
If by managing you mean spending, yes.
swirlie · F
Oh, I just deleted my first post before I posted it. I thought your post was asking "Are you good at managing your fiancés?".
swirlie · F
@kimmy159
...true I suppose, I guess I am living a good life but I never really thought I was doing anything different than anyone else out here. The one thing I learned very early in life and have stuck with ever since... and I mean from as far back as my initial dating days in high school, was to never formally 'break up' with a guy when feelings for him started to wane. Instead, I learned to keep him firmly within my social life but with the understanding that we were now in an 'open' friendship or relationship. "Open friendship" is to mean, he can still socialize in my social circles with me if he wants to but if I like the look of his best friend, I won't hesitate to take his friend home with me if that's what I feel like I wouldn't mind doing in the moment! If he can't deal with that, then that's all about him, not me.
...true I suppose, I guess I am living a good life but I never really thought I was doing anything different than anyone else out here. The one thing I learned very early in life and have stuck with ever since... and I mean from as far back as my initial dating days in high school, was to never formally 'break up' with a guy when feelings for him started to wane. Instead, I learned to keep him firmly within my social life but with the understanding that we were now in an 'open' friendship or relationship. "Open friendship" is to mean, he can still socialize in my social circles with me if he wants to but if I like the look of his best friend, I won't hesitate to take his friend home with me if that's what I feel like I wouldn't mind doing in the moment! If he can't deal with that, then that's all about him, not me.
kimmy159 · F
@swirlie Everyone can choose for themselves what works best ^^ I could see myself living that kind of life too emotion wise, but my husband could not and so I decided to adapt for him 😁 it’s not always easy but I saw the perks in that for myself as well. I’m quite honest in how I feel and communicate that too so there’s no real struggle that he’s not aware of 😁
Yet, I have no regrets so far 😁
Yet, I have no regrets so far 😁
swirlie · F
@kimmy159
I agree with you that we have to choose what works best for each of us and sometimes those benchmarks change as our personal needs ebb and flow through life. As long as you have good communication skills and your husband is very good at listening, then you will continue to enjoy the best of both worlds!
I agree with you that we have to choose what works best for each of us and sometimes those benchmarks change as our personal needs ebb and flow through life. As long as you have good communication skills and your husband is very good at listening, then you will continue to enjoy the best of both worlds!
MarineBob · 56-60, M
That's why God created women
Moneyonmymind · 31-35, M
Yes you kinda have to be to survive these days..
kimmy159 · F
@Moneyonmymind Unfortunately that’s indeed the case 🥲 my husband and I balance our finances. He saves money and I spend it 😆 perfectly balanced (jk)
TheOneyouwerewarnedabout · 46-50, MVIP
kimmy159 · F
@TheOneyouwerewarnedabout How bout I manage it for you? 🤣🤣
DeluxedEdition · 26-30, F
Yes
MarkWillsonLoveslife · 36-40, M
yes
ABCDEF7 · M
No 🙁
Iwillwait · M
No
Gibbon · 70-79, M
Yes
Yep
Peter85 · 36-40, M
No