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Is a protection plan

For riding mowers worth getting?
WillaKissing · 56-60
Possibly because they are so cheaply made any more.

Personally, I do not because of their cheap constructions and my rough use of them and the hilly terrain that I have here on my farm they are suited for the job.

If I ever buy a new riding mower it will be a Husqvarna brand that is durable and sturdily built and two to three times the cost of the junk mowers but worth it.
WillaKissing · 56-60
@melissa001 Nice, yes google review and pay attention to those reviews as well so you can make an informed buyers' choice. Some reviews tell you if you are overpaying for a name brand as well, so you can arm yourself with that cost knowledge as well.
melissa001 · 51-55, F
@WillaKissing thanks so much.
WillaKissing · 56-60
@melissa001 Hey, anytime I can help anyone out especially with questions like you posted, then I find it my pleasure to do so.

Thank you for posting a great question and my pleasure to help as well.
Any recognized brand should be fine.
melissa001 · 51-55, F
@SomeMichGuy the protection plan covers 3 years after the manufacturers warranty.
@melissa001 If you think it's worth it, get it. Part of this is you feeling good when your head hits the pillow.
melissa001 · 51-55, F
smiler2012 · 56-60
@melissa001 🤔you may need too take out a lawn too pay for it lol 😆
melissa001 · 51-55, F
@smiler2012 yeah maybe. I just hate being in debt.
smiler2012 · 56-60
@melissa001 😞sorry this is the case but it was actually a pun maybe i was a little insensitive making fun of your plight
melissa001 · 51-55, F
@smiler2012 no need to be sorry, I thought it was a typo. I don't get insulted too easy. It's all good.☺️
swirlie · 31-35, F
Protection plans for name-brand lawn mowers like Toro, or even for home appliances are NOT worth it under any circumstance. There was a very informative consumer's documentary on TV about this very thing which I watched and the bottom line was, the purchase of a protection plan beyond the manufacturer's warranty period is useless in all cases.

Why is it useless? Because in the first 3 years of a Toro's life cycle, you are working with brand new equipment. If there are ANY manufacturer's defects in the product itself, those defects will show up within the first year of you operating that equipment.

If you make it beyond the first year, you can pretty much conclude that you have purchased a good machine if nothing has happened to it out of the ordinary.

BUT, if you buy the extended warranty for another 3 years beyond the manufacturer's warranty, you are PRE-Paying for a maintenance issue that hasn't happened yet, NOR is likely to happen at all for that matter!

Yet, after the first 3 years, followed by the next 3 years of use and no problem has ever existed, your extended warranty expires and you still haven't had any unexpected repairs done to the machine! BUT, you paid for repairs in the form of an extended warranty which you never used, nor can you use going into year 7 if something suddenly broke!

The only time an extended warranty on ANYTHING is worthwhile buying up front, is if the extended warranty is for an indefinite period of time beyond the manufacturer's warranty AND it's transferable to a new owner in the future.

Any extended warranty that expires 3 years after the expiry of the manufacturer's warranty is nothing more than a cash-grab. Don't buy it! Use the money instead for any unforeseen repairs that may be needed AFTER the manufacturer's warranty has expired after the first 3 years.
melissa001 · 51-55, F
@swirlie the mower is 2,999.00
swirlie · 31-35, F
@melissa001
Yeah, $325 is way too much money. Here is a rule of thumb... if the manufacturer's warranty on anything is only 1 year, don't buy the equipment. This is because the manufacturer doesn't have confidence in their product to last beyond 1 year and they're expressing that fact to you in the 1 year warranty period they offer.

But if the manufacturer's warranty period is at least 3 years, which is a long time, you are safe in buying that product. Even high-end cars only have a 4 year warranty period and rarely does anything happen within those first 4 years.

But other cars like Chev or GM for example, only have a 2 year warranty on brand new cars and SUV's which cost almost as much to buy as higher-end cars!

Why does a Chev only have a 2 year warranty? Because General Motors does not have confidence in their product to warranty it for more than 2 years.

Happy grass cutting!
melissa001 · 51-55, F
@swirlie thank you.
Musicman · 61-69, MVIP
As long as you have a reputable brand I would say no. Save your money. These paid warranties are designed to take your money. The insurance company is betting you won't have a problem. If they had too many problems they would stop selling the insurance.
Musicman · 61-69, MVIP
@melissa001 Sure you do. I guarantee there is a mobile small engine repair guy somewhere near you. They will come to your house and service it. Plus Toro and Briggs are both good brands. I would save your money.
melissa001 · 51-55, F
@Musicman ok, cause after taxes it more than I wanted to spend. And I really need to keep it in my budget. Thank you.
melissa001 · 51-55, F
@Musicman I'd like to buy it online because I know if I go to the store they will talk me into buying it.

 
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