Unpopular Opinion: People that constantly use Uber/Lyft every to go to work/school are at fault for blowing their money and being broke.

People may dislike me for this, but I need to say this. I mean if you take Uber/Lyft like sometimes I mean that’s fine, but taking it every day that’s like spending for example, $20 to work and back, or school wherever you’re going. Also depends on the distance too. I mean why spend $40 a day going back and forth to work? It’s better to just take the bus, train or get your license and get your OWN vehicle.

Yes I’m not trying to sound disrespectful or harsh. People can do as they please with their money. That’s really not my business but just have common sense. You wanna blow your whole paycheck on Uber/Lyft?

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ViciDraco · 36-40, M

I generally don't like Uber and Lyft because they support the 'gig economy' which is generally terrible for workers. But...

A lot of the economics are not as crazy as you think.

Let's say you spend $20/ day on ride sharing 6 days a week for ten years. That's basically 62.4k

Let's compare that with buying a new car. We'll say a 30k car with 5k down/trade in at 5% interest over 5 years. After taxes, fees, and interest that is going to run you about 37K. But then you are done after 5 years and you aren't paying for the rest of ten year term we are looking at. Except... damn, we need insurance. We will say that's at 100 a month, very low for a new car kind of high for an old one but a good average and easy math. So that is another 1.2k a year. Over 10 years, that's 47k. How gas we going to use? I'll say a hundred bucks a month as well for the easy math. I'm sure half the people reading this think I'm crazy to measure it so low, but I've got a prius so i don't use as much. So now we're at 59k. We still haven't paid for oil changes, tires, any repairs or maintenance that come up.

At the end of the day, your own car is probably going to be more expensive. But you get flexibility and freedom with that expense. But you also have to drive yourself which is extremely stressful.