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DallasCowboysFan · 61-69, M
Well, not everyone lives in an area with mass transit and it's not always safe.
In order to buy a car you have to have reasonably good credit and a stable job history.
But if you have a low paying job or you were recently divorced, or lost your job or missed a credit card payment..........it may be difficult to get a loan. Especially when used car prices are so high and interest rates have risen.
Uber is a temporary solution for people trying to make a better life for themselves.
In order to buy a car you have to have reasonably good credit and a stable job history.
But if you have a low paying job or you were recently divorced, or lost your job or missed a credit card payment..........it may be difficult to get a loan. Especially when used car prices are so high and interest rates have risen.
Uber is a temporary solution for people trying to make a better life for themselves.
HermannFegelein · 26-30, M
This is precisely why I quit my job after I lost my car. Not to mention, there's hardly any public transit out where I live. Suburbias typically don't have access to that kind of thing. The only real solution for me is to leave the suburbs altogether and move into the city. Actually, if I moved to the city I bet I could bike to work just fine. But you're absolutely right. I worked as a supervisor at a grocery store and was making $17.80 per hour but I still felt its effects. Those Uber rides would sometimes cost even more than $20 dollars because I'd feel bad if I didn't tip so it'd bump up to like $25-33 a day.
ViciDraco · 36-40, M
I generally don't like Uber and Lyft because they support the 'gig economy' which is generally terrible for workers. But...
A lot of the economics are not as crazy as you think.
Let's say you spend $20/ day on ride sharing 6 days a week for ten years. That's basically 62.4k
Let's compare that with buying a new car. We'll say a 30k car with 5k down/trade in at 5% interest over 5 years. After taxes, fees, and interest that is going to run you about 37K. But then you are done after 5 years and you aren't paying for the rest of ten year term we are looking at. Except... damn, we need insurance. We will say that's at 100 a month, very low for a new car kind of high for an old one but a good average and easy math. So that is another 1.2k a year. Over 10 years, that's 47k. How gas we going to use? I'll say a hundred bucks a month as well for the easy math. I'm sure half the people reading this think I'm crazy to measure it so low, but I've got a prius so i don't use as much. So now we're at 59k. We still haven't paid for oil changes, tires, any repairs or maintenance that come up.
At the end of the day, your own car is probably going to be more expensive. But you get flexibility and freedom with that expense. But you also have to drive yourself which is extremely stressful.
A lot of the economics are not as crazy as you think.
Let's say you spend $20/ day on ride sharing 6 days a week for ten years. That's basically 62.4k
Let's compare that with buying a new car. We'll say a 30k car with 5k down/trade in at 5% interest over 5 years. After taxes, fees, and interest that is going to run you about 37K. But then you are done after 5 years and you aren't paying for the rest of ten year term we are looking at. Except... damn, we need insurance. We will say that's at 100 a month, very low for a new car kind of high for an old one but a good average and easy math. So that is another 1.2k a year. Over 10 years, that's 47k. How gas we going to use? I'll say a hundred bucks a month as well for the easy math. I'm sure half the people reading this think I'm crazy to measure it so low, but I've got a prius so i don't use as much. So now we're at 59k. We still haven't paid for oil changes, tires, any repairs or maintenance that come up.
At the end of the day, your own car is probably going to be more expensive. But you get flexibility and freedom with that expense. But you also have to drive yourself which is extremely stressful.
Peaceandnamaste · 26-30, F
Why do you think everything is everyone's fault? You are heartless and insensitive have some empathy and some morals. I wouldn't be surprised if you're a republican that complains about people getting free healthcare and food stamps.
OogieBoogie · F
Im not sure that you understand how Uber works .
If one becomes a trusted regular, prices drop.
Plus .....its actually more environmantally conscientious than owning a car , and being a solo driver .
In fact , studies have shown, thant using public transport and service's like uber is in fact finanically , and environmentally more sound than owning a car , ( in general).
Especially considering fuel, registration, licence fees, insurance and parking , which add up to thousands upon thousands a year.
In fact , some people pay more for parking a day , than an uber woukd cost.
Maybe realise not everyone's dynamics are the same as yours?
If one becomes a trusted regular, prices drop.
Plus .....its actually more environmantally conscientious than owning a car , and being a solo driver .
In fact , studies have shown, thant using public transport and service's like uber is in fact finanically , and environmentally more sound than owning a car , ( in general).
Especially considering fuel, registration, licence fees, insurance and parking , which add up to thousands upon thousands a year.
In fact , some people pay more for parking a day , than an uber woukd cost.
Maybe realise not everyone's dynamics are the same as yours?
PetiteJulie01 · 22-25, F
@OogieBoogie I guess I never thought of it that way. Look I understand what you’re saying and people can’t afford a vehicle, but wasting like $16-$20 a day is too much. That’s like basically almost a whole paycheck depending on what job you have. This is better to take the bus or have your own car.
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PetiteJulie01 · 22-25, F
@OogieBoogie Ahh okay
Are you concerned about how people spend their OWN money?
Fukfacewillie · 56-60, M
Poor people often end up paying more overtime. Be kinder.