I guess I don’t get how credit cards work

So I paid off my discover credit card. I had owed $5,700 on it. I got capital one and I owe like 2,700 on it currently. My limit was 3k. So out of nowhere they increased my limit to 6k. I thought you had to request it?

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sstronaut

Nope, if they trust you or think they can get more from you, they'll increase it.

Just keep paying it off on time and it builds up, so don't spend more than you can pay off on them.

And they'll stop automatically increasing at some point, maybe even at 6k or maybe 10k and for anymore after that you'll have to request an increase but it all depends on many many factors.