@CleverGirl Lots of people are scared of banks or do not understand them. They keep all their money under their bed. When they buy things they pay cash. Doesn't mean they are rich.
Depends on the denomination. There was a movie "A Simple Plan" that dealt with that situation. Ten percent of the $100 bills were recorded of "found" mob money making spending it impossible.
It might be a setup, so I would look around carefully first, then take it. Now what to do with it after is the question. I like to think it's a little old lady that lost it and she is frantic to get it back so would wait for a post, or poster or something. On the other hand it might be drug money in which case it is free as long as you don't get caught with it then you would be dead. Some people take it to the cops and they have a nice dinner with it. Doubt I would do that.