Does making monthly payments on something you buy sound better then paying the full price right there or does it sound like a rip off?

I usually pay for it, but when we bought a car recently, it made sense to finance it. The interest rate is 0.9% and my investments are averaging over 8.0%, so I let my money earn more than the car is costing in interest.

I like to pay things off and I don’t usually go in debt.

I don't do that. I save money before buying.

I purchase my cars on NOVATED LEASE

Government allowed NO TAX, so I save $6,167. on a $69,999 cars

The company I work for takes out the monthly payment """" Before Tax "

This lowers my taxable income

Over 5 years I save $27,800

Every monthly payment have Rego, Fuel, Tires, Insurance, Services, etc all included

Id rather pay it off

It’s usually more expensive i just wait for sales

Depends on the interest rate and how long you plan to finance it ?

It depends on if there's interest