@SW-User A lot of people use that excuse... How often does that happen really? I mean yes it is a possibility, but it is a very remote chance of happening. If it does (and I've thought about it), a person could keep a robe right by the bed to throw on in case of such an emergency. Also in such an emergency, if you had to run out of the house naked nobody would really care...not emergency workers, not neighbors. Somebody would get clothing, a blanket, something to for you to cover up with. All that would be on people's minds is your safety.