Its weird that i hear so called individuals

There is a middle ground, called "enlightened self interest". Here you work as part of a community for the long term benefit of all. This is expressed at its basis with lifeboat rules of Women and children first and extends with the idea of mutual support in times of need, so everyone gets by, or by the group coming together for a project like a barn raising. A savings and loan is another common idea. Everyone ends up witj more and more people thrive this way. Its a part of what got humans to the top of the food chain..