Do you keep a careful watch on your credit score?

Someone asked me why mine is important to me.

I have to not only provide for my future. But my daughters future after im gone. So, yes, it's important to me that everything stays positive on it.

My credit card company gives me my score with each statement.

I was amused when my score went down immediately after we paid off our mortgage.

(They actually want us to be in debt and paying interest.)

Not really. When I get a notice about it changing I MIGHT check it out, but generally I don't think about it. We don't buy on time, don't owe anyone, and pay our credit cards on time, so often we get a notice that the companies have trouble figuring out our credit score because they don't have any debts to trace. If we can't afford it we don't buy it, and I guess that frustrates them.

I don't even know where to check mine or whether I have one.

Yes, I keep an eye on it, but it's not anything I get worked up about. It goes up, it goes down, not a big deal really.
Not wanting to get political here but, IMO it's really just another form of gov't control.

Here your credit score goes down if you check it too often.
Once a year we check.

I used to and if it fell below the excellent level, I'd get busy and fix it. Now I rarely bother to look.

What is a credit score and why should I care about it? I don't have any debt and don't plan on taking any on.

No. Although my bank apps inform me anyway

I haven't bought anything using credit for years but I do pay all monthly bills on time and always pay more so the next bills are small.

Yep, same, ignoring the fact that once you are in the "excellent" band, moving up slightly won't get one better rates.

Yup. I used the Experian app for identity theft protection and it shows me my credit score any time I open it. 🙂

I haven’t looked at mine in years. It’s probably low or erased by now since I stopped using credit.

At least once a month

Yes, I do, I track it on 2 apps.

It’s sad how much I obsess over mine and it’s also sad how much it impacts your life in general.

Imagine if this applied to our government…their score would be miserable

Nope. Probably forgot mine and I don't care. I don't follow this type of class society

Currently an 804. They milking me dry xD

Yes, me too!

no. one time Chase rejected me for a credit card and I had an 800.

No I don't. I try hard not to use credit. The house and the cars are paid for and we are not buying anything else.

Not lately only because I’m behind on my bill so I see no point

Yepp very much so. Im at 761 righ now. Trying to get to the 800 club