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Captainjackass I do not know how, I mean surely everyone knows about them.
I can understand if someone's bank account or whatever got hacked without someone having any clue how it happened. Like when someone's bank account got drained even though they hadn't clicked on any str4nge email links or sent money to someone working on an oil rig.
As far as people falling for romance scams, IRS calls, failed package delivery texts, Nigerian Prince, extortion emails (like when they claim to have videos of someone "enjoying" adult material) etc, wouldn't most people know about those by now?
I get plenty of scammers and catfish sending me complete BS, I do not respond.