Why does my mom go insane anytime I bring up that she and my dad should get a will for the house.

Could be a couple of reasons.

maybe they intend to sell it and use the money for themselves down the road.

But my first thought is you are in your 40s and they’re probably frustrated at your lack of independence. They’re older and trust me they want to see you become independent. And maybe they even just want time to themselves after raising you for 40 years. As a parent, I can understand completely why they would want that. As much as they love you, parenting is emotionally, physically and financially exhausting.

Perhaps you should start taking responsibility on your own initiative, without being asked, and start taking care of the house and doing all the cooking and cleaning and yardwork and show them that you can do it. You Should also be paying rent as well.

@swandfriends =

What State do you live in?

Depending on the State you could get a Transfer on Death Deed, which will avoid the probate process that you have to go through with a will when transferring real estate.. It costs less than $50 at the county office and can be completed in about 5 minutes or less.

"A "death deed" is a legal document called a Transfer on Death Deed (TODD) that allows property owners to name a beneficiary to receive their real estate automatically upon their death, avoiding the need for probate. The owner keeps full control of the property during their lifetime, but after death, the property transfers to the named beneficiary, who may need to provide a death certificate and an affidavit to claim it. These deeds are not available in every state and are not suitable for every situation, so it is wise to consult an attorney to ensure they are correct for your needs.
How a Transfer on Death (TOD) Deed works
Name a beneficiary: The owner fills out the deed, naming the person or people who will inherit the property.
File the deed: The completed document is filed with the local land records office.
Maintain ownership and control: The owner retains full control of the property. They can sell it, refinance it, or make changes to it at any time.
Automatic transfer upon death: When the owner dies, the property passes directly to the beneficiary, bypassing the probate court process.
Beneficiary claims the property: The beneficiary will need to provide a death certificate and may need to complete an affidavit to claim ownership.
Key benefits of using a TOD deed
Avoids probate: This can save beneficiaries time, money, and stress associated with the probate process.
Maintains control: The owner can continue to manage and dispose of the property as they wish while alive.
No gift tax consequences: The transfer upon death is not considered a gift, so gift taxes do not apply.
Important considerations
State and local laws: TOD deeds are only available in some states and the process can be different depending on your location.
Potential for errors: Mistakes can be made when drafting these documents, so it is best to seek legal advice to ensure the deed is created correctly.
Impact on other assets: A TOD deed only transfers the specific property listed. It is not a substitute for a full estate plan that covers all assets.
What Is a Transfer on Death Deed and How Does It Work?
Jan 31, 2025 — A transfer on death deed is a legal document that allows property owners to designate beneficiaries who will inherit t...

LegalZoom
What is a Transfer on Death Deed & How Do I Use One? - Trust & Will
What is a Transfer on Death Dead? A Transfer on Death Deed, also called a TOD Deed, is a great way to ensure your property or real...

Trust & Will

Show all
AI responses may include mistakes. For legal advice, consult a professional."

It is a sensitive subject.. for them. They most likely don't want to address any of this because it means they'd have to face their own mortality if they did so.

What are their plans for the house then, if they even have any..

Also, if you ever get them to yield concerning this, don't do a will. Just have them add you as co-owner. This way when they die, the house was already partly yours and you would then be the sole, remaining owner. Nothing to do in that situation except just take care of your house.

With a family trust, the house would automatically go to you and your siblings unless they make specific arrangements. If your other siblings decide to sell it and you dont want to , then it wont sell untill you all agree .

With a will, there's lawyer fees and more of a hassle. Family trust is more private.

Maybe if you started taking responsibility for the upkeep without being asked.like mowing the lawn that you see needs it or the garden full of weeds? Upkeep can be very costly especially if you let things go for long periods of time

Well everyone should have a will for sure. Weather or not you should have the house is another question. Perhaps they want the house sold? Did they get a reverse mortgage?

What does your dad say when u bring it up to him

likely fear of her own mortality!

People hate considering their own mortality