It feels weird starting to make a plan for the future
I've always been suicidal to some extent so planning was never much more than a vague notion of ending it all at some point. But I have more appropriate plans for the next two years, with absolutely no idea how to achieve it.
My plan for this year is to save up some money and finally pay off my student loan. New Zealand has interest-free loans for domestic students as long as you don't relocate overseas. I'm down to less than $4000 out of the $21000ish I started with, and I calculated that at the current rate it should be all done in November. And for saving money, I put aside $250 per fortnight (when I get paid) which by the end of the year should amount to at least $6500 as long as nothing goes wrong (I don't know how much extra I'll get from interest, but I doubt it'll be a lot) as well as another $50 into a different savings account I use as a backup in case I need a bit extra, and yet another $20 into a secondary 'main' account which I need to be able to access my main savings (it's with a different bank than my actual main account).
Next year I'd like to move out of my mum's house. This is the bit I have no idea how to achieve, but this process won't start until next year so I don't have to worry about it too much right now.
My plan for this year is to save up some money and finally pay off my student loan. New Zealand has interest-free loans for domestic students as long as you don't relocate overseas. I'm down to less than $4000 out of the $21000ish I started with, and I calculated that at the current rate it should be all done in November. And for saving money, I put aside $250 per fortnight (when I get paid) which by the end of the year should amount to at least $6500 as long as nothing goes wrong (I don't know how much extra I'll get from interest, but I doubt it'll be a lot) as well as another $50 into a different savings account I use as a backup in case I need a bit extra, and yet another $20 into a secondary 'main' account which I need to be able to access my main savings (it's with a different bank than my actual main account).
Next year I'd like to move out of my mum's house. This is the bit I have no idea how to achieve, but this process won't start until next year so I don't have to worry about it too much right now.
