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Have you ever gotten sick and tired of trying to get your sh*t together?

It seems like no matter how much I try I can't turn things around. I am 31 and started working at 26. I will admit I should've started working early and saved, saved, saved. I have no savings, but I am working on it. Currently living with parents but helping them out financially, I give them between $500-$700 for rent. I am trying to save up enough to get myself a nice cheap little studio and car but whenever I try to save, something always comes up. I am working on a side hustle which is a clothing that looks promising. We are planning to open up a store in march in one of the biggest malls in America. Our site goes up later this month. I'm hoping it goes well so I can get some extra income. I am also working on small projects away from work to try and save money. As of now I have $2,600 to my name. I am trying budget more which is key and staying away from social media. Because when ever I see my friends and other people my age and younger getting married, buying cars, getting their own place etc... it makes me depressed. I know I shouldn't compare myself to others but it shows me what I could've had, if I had taken things seriously at an early age. I know I can do it but it will take a lot of time and patience. I am not lazy or untalented. I have just been bad with saving money and had some bad luck along the way.
Casheyane · F
You have a different timelinefrom them. You're trying your best. Don't give up. It's basically okay to feel bad, but you owe it to yourself to acknowledge that the only one you need to compete with is the you now. Be better than him, because that's how you'll grow.

We all have our own circumstances. Nobody is 100 happy all the time. I think deep down, you know that the pictures and posts you see in social media aren't as fab as they seem. But still, don't focus on that.

You have your own book to fill with your effort on every page. Make it a story you'd love to share with your future children.

Once, there was a man who felt so lost, like he couldn't do it...and then, this is how he changed the game.

And lastly, it's okay to fail. Just do better next time. Repeat for as long as the race to your definition of finish line is ongoing.
Casheyane · F
@PoetryNEmotion Thank you :) I hope he gets to like himself along the way. Self care is kinda tough when you feel overwhelmed.

I can only share this because I too have been lost once upon a time :)
@Casheyane I am sure everyone does feel downtrodden at some point or more in their lives. The multitudes with low or no self-esteem is enormous here and continues to climb. People are pretty weak in these times. One needs to recognize one's self-worth. Others cannot fill buckets with holes in them. You're a good soul. Have a good day, hon.
lonelydreamer · 31-35, M
@PoetryNEmotion @Casheyane Thank you, for the feedback and advice. Greatly appreciate it.
I would be worried about you if you were double your age. You aren't even middle-aged. Christ. You continue paying them rent. You try to save some money each week. It has to be a lot. Let's say 30% of your income. Don't worry about how much you currently have. Do not compare yourself to others. They may seem like they have it altogether, but they likely are sinking in debt. Bad luck and hard times don't last. And here's more advice. You don't need life insurance. You have no wife or kids. So stop wasting that money if you already started. Concentrate on your rent which needs to be paid. Your immediate bills. And don't spend anymore than you must like on groceries, etc. You need to have confidence in your ability to succeed. Keep on working towards your goals. You can do it.
lonelydreamer · 31-35, M
@PoetryNEmotion Thank you very much, really appreciate it.
4meAndyou · F
I learned early that you have to set up conditions that are out of your own control, and automatic, in order to save.

At your present age, you have to pay yourself first. In other words, arrange automatic deposits to fund your savings. Explore ways to earn more interest with a savvy financial advisor. You will want 2/3 of your savings to be inaccessible to you without penalties.

Pay your parents $500 a month, steadily.

Invest in life insurance NOW while it will still be affordable for you. You might be able to get a sizeable policy for $15 to $25 per month. You should make your parents your beneficiaries. If something happens to you, you can continue to provide for them.

DON'T beat yourself up about the stuff that always comes up. Roll with the punches for now, and try to meet each challenge with a good plan.
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4meAndyou · F
@Heartlander Another way is to decide in advance how much you can spend each day, and then jot down every single penny you spend in a small notebook. (I did this during a trip where we were on a very tight budget!). When you add up how much you have spent already, it helps you decide whether you need to buy cheese and crackers for dinner at the grocery store, or if you can afford fast food.
lonelydreamer · 31-35, M
@4meAndyou @Stereoguy @Heartlander Thanks everyone, appreciate the feedback and advice.
SW-User
Yeah. I’m 20 will be 21 next week and right now I can’t even get to bed at a reasonable time and when I get up I’m all depressed that depressed I can’t hardly wash , it takes me hours just to go upstairs to wash , getting dressed is hard too right now, I’m going through a huge depressive episode. Before then I did have a lot going for me last year I had so much. But I wouldn’t say I had my life together. Far from it. I’m a sex worker which isn’t bad but it’s the only paid job I can get due to my mental illness , I don’t have my own home or anywhere in my name I rent , my dad is abusive and I’m forced to live with him , I hate we’re I live the people there are so disrespectful and mean it’s in a out of way place I have to travel for hours for everything I want and work purposes , I can’t drive yet , I don’t even have friends to hang out with , I’m alone and I haven’t even got an relationship. So yeah I get you. I feel you. Hardly anyone has their life’s together , not many people I know do. Hugs 🤗
lonelydreamer · 31-35, M
@SW-User Wow that was a lot to take in. I'm really sorry to hear about what is going on in your life. I would suggest maybe seeing a therapist for your depression. I know there are places that help women who are being abused by domestic violence. You should find one near you and give them a call. I don't want it to seem like I am judging you, everyone has the right to do what they want. But if possible, have you considered finding work else where. I also have depression as well. But their are jobs out there that you might be able to do. Sex work is a dangerous job, especially during a pandemic. I wish you the very best. I would strongly suggest going to one of these groups for women who are have been abused, you'll find support and have people that will help you.
KuroNeko · 41-45, F
Keep going and only compare yourself to who you were yesterday.
lonelydreamer · 31-35, M
@KuroNeko Thank you, appreciate it.
MURD3RM0NK3Y · 26-30, M
Yeah I can relate on the whole social media thing. I know lots of people who have their own place and stuff and then there's me still living at home living on the couch. It's sad when I think about it. I started working at 17 though but I spent most of my money on drugs and helping people who didn't give 2 shits about me.
lonelydreamer · 31-35, M
@MURD3RM0NK3Y I feel you on that, I spent a lot on food and alcohol. I also wasted a lot of time and energy on people who were just using me because of what they can gain. But that's NYC for you. I plan to move out the city where cost of living is a lot lower. I wish you the best.
SW-User
Your other friends are probably comparing themselves to others and thinking "I should be VP of sales" or something stupid like that.

Comparing yourself to others isn't going to help anything so just shake that out of your system.

You've got a path and you're moving along just fine. Good luck with everything.
lonelydreamer · 31-35, M
@SW-User Thank you, greatly appreciate it. Will keep moving forward.
kodiac · 22-25, M
I think it depends on what having your shit together means .You're not homeless You're helping your parents got lots of ideas in the making. It's funny how we take notice of people we think are doing better but not the ones doing worse than us
Casheyane · F
@kodiac There's truth in that. Wise words.
lonelydreamer · 31-35, M
@kodiac @Casheyane Thanks for the feedback, greatly appreciate it.
Sidewinder · 36-40, M
YES! Because no matter how many time's I TRY to get my s*** together, it ALWAYS comes apart, again.

To use an analogy, it's like when you build a house of cards and you put that last card into place and the whole thing just falls haphazardly apart.
lonelydreamer · 31-35, M
@Sidewinder That's a really good analogy and exactly how things feels. I really wish you the Best.
Sidewinder · 36-40, M
@lonelydreamer I wish you the best, too.
lonelydreamer · 31-35, M
@Sidewinder Thank you
After my father's dead, I shift back to my hometown to stay with my mom and get a job nearby. My old job paid me more then the present one. Even i stay away from social media when my friends always post about their vacations, marriage. I have saved some money and am still optimistic I might score something big soon.
lonelydreamer · 31-35, M
@Fluffypanda Sorry about your Father's death, my deepest condolences. Yeah, I've realized that people often show their very best on social media. But many times things aren't what they appear to be. Optimism is a good thing, I'm sure you'll score something big soon. Wish you the best.

 
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