MY New 18 stepdaughter borrowed my car and it was in an accident! How do I cope ?

@LadyGrace oh my! Why would I need a lawyer?

This is very serious. I just wanted to give you a link to go talk to the legal community to perhaps ease your mind. It’s free legal advice. She’s not on your insurance. That’s why I never allowed my daughter to drive my car. Even though she was angry about it. Did the stepdaughter have a drivers license and if so, is it current? @Mindful

@LadyGrace yes, she’s 18, her drivers license current. Yeah. I should have been tougher on this. I’m under the influence of someone else. Her dad. She’s just visiting till she goes to college in a few days

WE Thought she was insured. Either way, in Texas the car has insurance assigned to it

@LadyGrace she hit the curb last time — not so serious, came home with a gash in the other car. So we decided that she can only use the old 1998 after that only for errands till she leaves for college.poor thing hasn’t had enough practice driving?

@toddr13 it hurts but that’s the type of thing that has to happen right... I’m already suffering from being too nice to my 8 years old. If it’s too easy to have an accident (no consequences) then they don’t take it seriously :-(

@toddr13 her fault

@Mindful I'd ask for her to pay the deductible, and see what this does to your premiums. I would not be emotional about it, since it's a car, and accidents happen. However, part of being an adult is taking responsibility for actions, and that includes financial repayment when there has been a wrong. I would just be matter-of-fact, and explain that this puts a dent in your wallet, which was not a family expense, so she needs to work out a payment plan with you, once all the costs have been tallied.

@Mindful the next thing is hopefully she is ok and the other not hurt.

@VeronicaJane everyone is on a okay,

TY

@Mindful thats vreat everyone is ok.

Have the police figured out yet who is at fault?

(Laughs) The girl has style...😁@Mindful

@whowasthatmaskedman Thank y out for that!!!!! I do think I will use that line to add humor to this unhappy occassion

@Mindful take the money and give it back as graduation present lol..

@morrgin she doesn’t have one, she normally uses a bicycle

@Mindful May I ask why?

She’s 18, neither of her parents can afford one. They want her to focus on college. She starts next week