@easterniowegin The Q was, "[b]Are we morally obligated to help those in need if we are able to?"[/b]
It doesn't say should we shower indulgences on a person in need and make them a millionaire.
Helping those in need is a matter of what one can afford to do in time or money. Rather than turning away and ignoring someone in straightened circumstances.
Help can come in many forms, according to the ability or generosity of the helper.