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What are some affordable online therapy options

Everyone seems to shit on betterhelp. Most of the others I've seen are like $100/session which I don't think I can afford. I have insurance through my employer but don't want to use it, it's also a high deductible plan (basically the cheapest thing they could get away with and claim to offer health insurance benefits).
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Graylight · 51-55, F
My I ask, why online therapy? Why not in persson? I ask because right now there's a definite difference in quality.