Is it safe to talk to people with this warning?

Maybe on a very surface level. But after seeing that warning, I don’t particularly want to talk to them anyway.

Wouldn't say it's unsafe unless you're literally planning on giving them your personal details, lolz. The warning is more just a heads up that they might potentially be the type of person who'd ask for them.

The warning is often triggered automatically as well, like if a newbie uses any kind of financial wording (borrow, cash, credit, money, etc) in a private message that warning would probably appear above it, even if they'd done nothing wrong and the message was completely harmless.

Obviously the warning is there for a reason though and a lot of the time these people might be trying to lead you off onto a cryptocurrency site or whatever so it's always worth keeping them at arms length.
乂º◡º乂

That seems to be a standard warning on all newer accounts. It doesn't mean the algorithm suspects they have any such intentions, so it depends on the conversation. If they ask you about all kinds of things regarding your identity or press you to continue on another platform right off the bat, block them. If they're more into what interests you rather than who you are, it's usually fine.

SW does have some rather blunt-instrument warnings apparently triggered just by word-association, but this one might respond to warnings sent to the administrators by users.

Really though, that advice is appropriate for all Internet and telephone use.No genuine person or organisation would ever ask you for your address, password, etc. outside of its own bona-fide activities like on-line buying.

It's just a generic warning about messaging strangers who could be crooks or creeps or scammers or what not..

lol no.