Legal advice needed on debt situation
So apparently, someone I know got into a big decision of debt with a private person for $50,000, but the issue is she cannot lower the numbers of that debt.
In a nutshell, she gets paid at work $500 every two weeks, has to pay interest of 2,000 each month. She can only afford to pay the interest and the number never lowers because of that case. She has been working her butt off to pay the interest and has been selling items to even try and pay off the interest itself.
The situation, she wants to figure out a way to lower the number in some way. We have no clue on legal terms in debt and I have less knowledge compared because I am only still growing up and getting a job. So I would like to know is there any way we can make an argument to lower the interest or get rid of the payment completely in a legal way? She is getting tired of getting checks and it just all ends up in someone else's pockets and no way or any hope of ending the cycle at any point in the future. She is worried at some point some other issue will come along that she'll have to pay and then ending up with the number will rising and affect taking care of her family. So please if anyone can give me some info for fixing this situation would be fantastic help! I was told maybe this situation would be illegal in some terms but I am not sure.
UPDATE: She lives in the USA, California. She apparently has to pay by 3 years aka 2021 otherwise she will end up in court for this.
This may be important also to know this was a loan in USA, California. This loan was taken for paying off a car payment and along with giving some money to some very ill relatives in Mexico of hers.
In a nutshell, she gets paid at work $500 every two weeks, has to pay interest of 2,000 each month. She can only afford to pay the interest and the number never lowers because of that case. She has been working her butt off to pay the interest and has been selling items to even try and pay off the interest itself.
The situation, she wants to figure out a way to lower the number in some way. We have no clue on legal terms in debt and I have less knowledge compared because I am only still growing up and getting a job. So I would like to know is there any way we can make an argument to lower the interest or get rid of the payment completely in a legal way? She is getting tired of getting checks and it just all ends up in someone else's pockets and no way or any hope of ending the cycle at any point in the future. She is worried at some point some other issue will come along that she'll have to pay and then ending up with the number will rising and affect taking care of her family. So please if anyone can give me some info for fixing this situation would be fantastic help! I was told maybe this situation would be illegal in some terms but I am not sure.
UPDATE: She lives in the USA, California. She apparently has to pay by 3 years aka 2021 otherwise she will end up in court for this.
This may be important also to know this was a loan in USA, California. This loan was taken for paying off a car payment and along with giving some money to some very ill relatives in Mexico of hers.
