Does this statement mean that I'm not knocking down any interest by paying off sooner?

"Any additional payment amount will be applied to the next monthly payment. If the account is paid ahead 3 payments, any additional funds will be applied to the principal balance."

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Keepitsimple · 51-55, F

You need to call and ask that it be applied to the principal when making the payment. Do it by phone.

iamnikki · 31-35, F

@Keepitsimple that's what it says above.

Keepitsimple · 51-55, F

I would call.@iamnikki