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Who does a single person put as beneficiary?

I'd think to put parents, but what if they die? Do i get the option to change it then? Oe what if i end up with a kid, do they become defaulted as beneficiary?

I'm gonna call HR in am but til then, I'm here.

🤷🏾‍♀️
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Brooksy · 41-45, M
I always tell my guys that they need to make their beneficiary whoever is going to be handling their funeral arrangements. They are typically the same people that are going to be handling your debts after you're gone. It's not fair to them to leave all that money to someone else