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I Need Advice

Has anyone ever refinanced their house? I bought my house 14 yrs. ago at a 5% interest rate and I've never refinanced because I didn't think I could get any cheaper. Now I'm thinking about refinancing because I have excellent credit and might be able to get a cheaper interest rate. What do you think?
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river52 · 70-79, M
look into it......sometimes, there are no points or fees to pay either. Check with your existing lender first but don't be afraid to shop around.