I'm still a mega noob when it comes to cryptocurrencies n all that... but

I'm not nerdy enough to me understand those things

So the reason why is that this great reset is just to destroy debt. However They aren't going to do anything to stop the bad habits that led to these ridiculous government debts. The problem with the social credit is that basically governments want to control people and become tax slaves so you can pay these corrupt politicians. Crypto, you don't have to worry about inflation nor the government trying to block your access to your bank accounts because you disagree with how they run their country.