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zonavar68 · 56-60, M
$50 is a huge amount of money.
As I have a mortgage and do part-time shiftwork around parenting my daughter, money is something that often gets tightly rationed.
ie. my house/contents insurance comes due next month and will be around A$4000. I save all year to be able to pay that without needing to re-draw from the home loan.
When I got the home loan, I did two big things. I got rid of my credit card (before I applied for the loan), and gave up buying alcohol (beer) so I've had no alcoholic drinks at home for about 2 years.
A spare $50 is an extra mortgage repayment.
As I have a mortgage and do part-time shiftwork around parenting my daughter, money is something that often gets tightly rationed.
ie. my house/contents insurance comes due next month and will be around A$4000. I save all year to be able to pay that without needing to re-draw from the home loan.
When I got the home loan, I did two big things. I got rid of my credit card (before I applied for the loan), and gave up buying alcohol (beer) so I've had no alcoholic drinks at home for about 2 years.
A spare $50 is an extra mortgage repayment.