Do you scrimp or splurge...on what and why?

...just curious about how people save and spend their money!

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I live what I call judiciously. I save some, spend some and have enough to splurge on the couple of people I hold dear. I very seldom spend on myself... mostly just things I need, but when I do, I tend to let it rip!

1Dogma · F

@Ontheroad so when was the last time you rip off your savings, what did you buy?

Ontheroad · M

@1Dogma for myself, it was a little over a year ago when I bought myself a new computer and monitor. I just finished (almost finished) going a bit nuts on the person I usually go a bit nuts on at Christmas. Just one last thing to get and I'm done for a while.

I have two savings accounts. One is for emergencies and that I never touch unless it's a real emergency. The other is for when I want to buy stuff for presents, take a road trip, etc. I've gone to a cash only system - I have zero debt and if I put something on a card (for cash back benefit) I pay it off that month.

1Dogma · F

@Ontheroad you manage your money very well
I salute you!
hats off

Ontheroad · M

@1Dogma believe me, I wasn't always that way, especially before the kids got out on their own, but that wasn't so much a lack of planning and managing money, it was due to how friggin' expensive kids/teenagers are! 😜

1Dogma · F

@Ontheroad true.... I hear yah!