"A wealthy man in a fine suit and top hat fell into deep water...

He didn't know how to swim and was on the verge of drowning. Hearing his cries, another man dived into the water and saved him as his top hat floated away. The man who had almost drowned regained his breath and, for a moment, seemed grateful. Three years later, though, he returned and denounced his rescuer for not saving his hat, too."

- President Franklin D. Roosevelt, 1936