Life insurance - yay or nay?

I don't have any. Only thing like it I used to have was defacto junk insurance through my super fund (like US 401k).

I cancelled it during early Covid times as I figured it's worthless.

I've not talked about life insurance with people at my work, but a lot of my workmates probably just have it through their super not a seperate stand-alone one.

I don't have income protection insurance either (because last time I tried to get it I got told my job type - freight train driver- was too high risk to insure).